2033 Twilight Ln, Monroe, NC 28110 Property Records

Union County property record for 2033 Twilight Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,868 sqft · built 2007
Lot Size	0.072 acres (3,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2025)
Tax Bill	$2,109 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-027-512`

Property Details

APN / Parcel Number

Primary APN	`07-027-512`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	3,136 sqft (0.072 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2033 TWILIGHT LN
City	MONROE
State	NC
Zip	28110-6108
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-3 INDIA
Legal Description	#110 OAKSTONE MP2 OPCK091
Legal Subdivision	OAKSTONE
Legal Lot Number	110
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	3
Census Block	3024
Census Tract	20321

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2033 TWILIGHT LN, MONROE, NC 28110-6108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 29, 2020	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 14, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 6, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	20258414
Deed Book / Page	9095 / 279
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2033 TWILIGHT LN, MONROE, NC 28110-6108
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 TWILIGHT LN, MONROE, NC 28110-6108

Mortgage

Document Number	0008585422
Date	Oct 5, 2022
Book Page	8585/422
Instrument	34543

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 4, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2033 TWILIGHT LN, MONROE, NC 28110-6108
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8002856
Date	Feb 25, 2021
Book Page	8002/856
Instrument	8780

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 29, 2020
Property Address	2033 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	0000768435
Book / Page	7684 / 35
Map Reference	CAB K FILE 91
Instrument Date	May 11, 2020
Instrument	18741
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 MARTIN ST NE, 801, CONCORD, NC 28025-3023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 TWILIGHT LN, MONROE, NC 28110-6108

Mortgage

Document Number	0000018742
Date	May 29, 2020
Instrument	18742

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2033 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	7613530
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 TWILIGHT LN MONROE NC 281106108, MONROE, NC 28110-6108

Mortgage

Document Number	7613530
Date	Mar 19, 2020
Book Page	007613/000530
Instrument	9231

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2033 TWILIGHT LN, MONROE, NC 28110-6108
Document Number	7196373
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 TWILIGHT LN MONROE NC 281106108, MONROE, NC 28110-6108

Mortgage

Document Number	7196373
Date	Jul 16, 2018
Book Page	007196/000373
Instrument	19548

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,900 (-) Land $55,000 Building $259,900	$314,900 (-) Land $55,000 Building $259,900
2025	$2,109.00 (+21.7%)	$314,900 (+54.67%) Land $55,000 Building $259,900	$314,900 (+54.67%) Land $55,000 Building $259,900
2023	$1,733.00	$203,600 Land $34,200 Building $169,400	$203,600 Land $34,200 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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