2033 Swan Ln, Elgin, IL 60123 Property Records

Kane County property record for 2033 Swan Ln, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 2000
Lot Size	0.21 acres (9,163 sqft)
Owner	Individual Name on Record
Last Sale	$368,000 (Oct 2023)
Tax Bill	$8,706 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-279-020`

Property Details

APN / Parcel Number

Primary APN	`06-09-279-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,755 sqft Living Area
Gross Area	3,510 sqft
1st Floor Area	1,755 sqft
Basement Area	1,755 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	9,163 sqft (0.21 acres)
Lot Dimensions	119 ft deep x 77 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2033 SWAN LN
City	ELGIN
State	IL
Zip	60123-2582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 12 LOT 603
Legal Subdivision	VALLEY CREEK
Legal Block	2
Legal Lot Number	603
Legal Unit	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36W690 WINDING TRL, DUNDEE, IL 60118-9349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jun 22, 2022	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
May 16, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Jul 22, 2019	Grant Deed, Transfer · VA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	202335901
Prior Transfer Date	Mar 2, 2021
Prior Transfer Doc	0000032402
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2033 SWAN LN, ELGIN, IL 60123-2582
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 SWAN LN, ELGIN, IL 60123-2582

Mortgage

Document Number	0000052046
Date	Dec 31, 2025
Instrument	2025K052046

Lender

Name	THE DART BANK
Type	Bank
Address	MASON, MI 48854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 13, 2023
Property Address	2033 SWAN LN, ELGIN, IL 60123-2582
Document Number	0000035901
Instrument Date	Oct 6, 2023
Instrument	2023K035901
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 SWAN LN, ELGIN, IL 60123-2582

Mortgage

Document Number	0000035902
Date	Oct 13, 2023
Instrument	2023K035902

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 22, 2022
Property Address	2033 SWAN LN, ELGIN, IL 60123-2582
Document Number	0000032402
Instrument Date	Mar 2, 2021
Instrument	2022K032402
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 SWAN LN, ELGIN, IL 60123-2582

Mortgage

Document Number	0000032403
Date	Jun 22, 2022
Instrument	2022K032403

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2033 SWAN LN, ELGIN, IL 60123-2582
Document Number	0000029576
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	MIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 SWAN LN ELGIN IL 601232582, ELGIN, IL 60123-2582

Mortgage

Document Number	0000029576
Date	Jun 8, 2020
Instrument	29576

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 22, 2019
Property Address	2033 SWAN LN, ELGIN, IL 60123-2582
Document Number	0000031901
Instrument Date	Jul 19, 2019
Instrument	31901
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 SCHILLER ST ELGIN IL 601232868, ELGIN, IL 60123-2868

Mortgage

Document Number	31902
Date	Jul 22, 2019
Instrument	31902

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,706.00 (+22.95%)	$122,128 (+8.57%) Land $35,021 Building $87,107	$366,531 (+8.57%) Land $105,105 Building $261,426
2024		$112,488 (+21.39%) Land $32,257 Building $80,231	$337,599 (+21.44%) Land $96,810 Building $240,789
2022	$7,081.00 (+4.95%) Disabled Person's exemption Veteran's exemption	$92,664 (+6.96%) Land $26,572 Building $66,092	$277,992 (+6.96%) Land $79,716 Building $198,276
2021	$6,747.00 Disabled Person's exemption Veteran's exemption	$86,634 Land $24,843 Building $61,791	$259,902 Land $74,529 Building $185,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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