2033 River Bluff Ct, Morganton, NC 28655 Property Records

Burke County property record for 2033 River Bluff Ct, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,511 sqft · built 2022
Lot Size2.41 acres (104,980 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Oct 2020)
Tax Bill$6,152 (2025)
Deeds & MortgagesJan 2022 Construction Loan
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1773295092

Property Details

APN / Parcel Number

Primary APN1773295092
Alternative APN
  • 23242

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,511 sqft Living Area
Basement Area1,863 sqft
Unfinished Basement1,863 sqft

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Siding
Roof MaterialAsphalt
Lot Area104,980 sqft (2.41 acres)
TerrainRolling
Garage TypeDetached
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area838 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1773295092
Street Address2033 RIVER BLUFF CT
CityMORGANTON
StateNC
Zip28655-5864
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEST LOT CONSERV (CD)
Legal Description2033 RIVER BLUFF CT MORGANTON, NC 28655
Legal Lot Number6
JurisdictionBURKE NC
Township / Civil DivisionSILVER CREEK
Census Block Group4
Census Block4000
Census Tract20301

Owner

Source: Burke County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2033 RIVER BLUFF CT, MORGANTON, NC 28655-5864
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · Construction Mortgage
INTERCOASTAL MORTGAGE
Jul 28, 2023Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Deed Document Number0002493805
Deed Book / Page2493 / 805
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address2033 RIVER BLUFF CT, MORGANTON, NC 28655-5864
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025990642
DateJan 24, 2022
Book Page2599/642
Instrument2022016562
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueFeb 1, 2023

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address2033 RIVER BLUFF CT, MORGANTON, NC 28655-5864
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2033 RIVER BLUFF CT, MORGANTON, NC 28655-5864

Mortgage

Document Number0026970744
DateJul 28, 2023
Book Page2697/744
Instrument2023006911
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,152.00 (+99.94%)$925,343 (+104.31%) Land $137,105 Building $788,238$925,343 (+104.31%) Land $137,105 Building $788,238
2023$3,077.00$452,902 Land $107,105 Building $345,797$452,902 Land $107,105 Building $345,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · Tropical Storm Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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