2033 Joy Ridge Rd, Occidental, CA 95465 Property Records

Sonoma County property record for 2033 Joy Ridge Rd, Occidental, CA 95465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 1975
Lot Size	2.05 acres (89,733 sqft)
Owner	2 Trust Names on File
Last Sale	$1,293,000 (Apr 2025)
Tax Bill	$14,404 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`073-240-077-000`

Property Details

APN / Parcel Number

Primary APN	`073-240-077-000`
Alternative APN	`073-240-077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	89,733 sqft
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	073-240-077
Street Address	2033 JOY RIDGE RD
City	OCCIDENTAL
State	CA
Zip	95465-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR10
Legal Description	77 FORM 73-240-69 & PT TO PT OF 78 PM 5259
Legal Subdivision	PARCEL MAP #5259
Legal Block	3
Legal Lot Number	3A
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3006
Census Tract	154305

Owner

2033 Joy Ridge Rd is owner-occupied and held in a trust since April 2025.

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2033 JOY RIDGE RD, OCCIDENTAL, CA 95465-9332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Jul 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 11, 2018	Quit Claim Deed, Transfer CORNERSTONE TITLE COMPANY
Oct 11, 2018	Intrafamily Transfer, Transfer CORNERSTONE TITLE CO
Oct 11, 2018	Grant Deed, Transfer · ARM OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Oct 11, 2018 · Amount on File
Deed Document Number	202515130
Prior Transfer Date	Apr 22, 2003
Prior Transfer Doc	0000082672
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jul 12, 2022
Property Address	2033 JOY RIDGE RD, OCCIDENTAL, CA 95465-9332
Document Number	0000047414
Map Reference	MB 240 PG 37
Instrument Date	Jul 5, 2022
Instrument	2022047414
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 STONY POINT RD # 233, 233, SANTA ROSA, CA 95401-5969

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jul 11, 2022
Property Address	2033 JOY RIDGE RD, OCCIDENTAL, CA 95465-9332
Document Number	0000047182
Map Reference	MB 240 PG 37
Instrument Date	Jul 5, 2022
Instrument	2022047182
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 STONY POINT RD # 233, 233, SANTA ROSA, CA 95401-5969

Mortgage

Document Number	0000047183
Date	Jul 11, 2022
Instrument	2022047183

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 11, 2018
Property Address	2033 JOY RIDGE RD, OCCIDENTAL, CA 95465-9332
Document Number	0000070977
Instrument Date	Sep 24, 2018
Instrument	70977
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2033 JOY RIDGE RD OCCIDENTAL CA 954659332, OCCIDENTAL, CA 95465-9332

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Oct 11, 2018
Property Address	2033 JOY RIDGE RD, OCCIDENTAL, CA 95465-9332
Document Number	0000070975
Instrument Date	Sep 24, 2018
Instrument	2018070975
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORNERSTONE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 JOY RIDGE RD, SANTA ROSA, CA 95404

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 11, 2018
Property Address	2033 JOY RIDGE RD, OCCIDENTAL, CA 95465-9332
Document Number	0000070974
Instrument Date	Sep 24, 2018
Instrument	2018070974
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORNERSTONE TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 JOY RIDGE RD, OCCIDENTAL, CA 95465-9332

Mortgage

Document Number	0000070976
Date	Oct 11, 2018
Instrument	2018070976

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2033 Joy Ridge Rd was $14,404.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Harmony Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,261,328 (+2%) Land $514,766 Building $746,562
2025	$14,404.00 Homeowner's exemption	$1,236,597 Land $504,673 Building $731,924
2023	$13,540.00 (+1.97%) Homeowner's exemption	$1,188,580 (+2%) Land $485,077 Building $703,503
2022	$13,279.00 Homeowner's exemption	$1,165,275 Land $475,566 Building $689,709

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2033 Joy Ridge Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2033 Joy Ridge Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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