Hamilton County property record for 2033 E 109th St, Carmel, IN 46280
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,320 sqft · built 1958 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Sep 2020) |
| Tax Bill | $2,832 (2024) |
| Deeds & Mortgages | Oct 2024 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-06-303-007.000-018 |
| Primary APN | 29-14-06-303-007.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,320 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,484 sqft |
| Finished Basement | 1,100 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.469 acres) |
| Lot Dimensions | 150 ft deep x 138 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1714060303007000 |
|---|---|
| Street Address | 2033 E 109TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46280-1208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 6, TOWNSHIP 17, RANGE 4, WOODLAND 5TH, SECTION 5, LOT 20 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | WOODLAND |
| Legal Block | 5 |
| Legal Lot Number | 20 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 111006 |
Source: Hamilton County assessment roll, APN 29-14-06-303-007.000-018, as of July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2033 E 109TH ST, CARMEL, IN 46280-1208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2024 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Sep 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2020 · Amount on Record |
| Deed Sale | Sep 14, 2020 · Amount on Record |
| Prior Sale | Jul 12, 2013 |
| Deed Document Number | 2020063269 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 2033 E 109TH ST, CARMEL, IN 46280-1208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2033 E 109TH ST, CARMEL, IN 46280-1208 |
| Document Number | 0000041011 |
|---|---|
| Date | Oct 28, 2024 |
| Instrument | 2024041011 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | BROWNSBURG, IN 46112 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 23, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 14, 2020 |
| Property Address | 2033 E 109TH ST, CARMEL, IN 46280-1208 |
| Document Number | 2020063269 |
| Map Reference | MB 2 PG 88&89 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020063269 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2033 E 109TH ST, CARMEL, IN 46280-1208 |
| Document Number | 2020063270 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020063270 |
| Name | MJW FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Hamilton County assessment roll as of July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $333,200 (+21.43%) Land $83,200 Building $250,000 | $333,200 (+21.43%) Land $83,200 Building $250,000 | |
| 2024 | $2,832.00 (+11.98%) | $274,400 (+6.73%) Land $83,200 Building $191,200 | $274,400 (+6.73%) Land $83,200 Building $191,200 |
| 2023 | $2,529.00 (+0.2%) | $257,100 (+8.07%) Land $65,900 Building $191,200 | $257,100 (+8.07%) Land $65,900 Building $191,200 |
| 2022 | $2,524.00 | $237,900 Land $65,900 Building $172,000 | $237,900 Land $65,900 Building $172,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), as of October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571110061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2017 · river or lake flooding |
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 217 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system IN5229004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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