2033 98th Ave, Oakland, CA 94603 Property Records

Alameda County property record for 2033 98th Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 744 sqft · built 1924
Lot Size	0.047 acres (2,025 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Dec 2019)
Tax Bill	$8,506 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-5462-18`

Property Details

APN / Parcel Number

Primary APN	`46-5462-18`
Alternative APN	`046-5462-018-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	744 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,025 sqft (0.047 acres)
Lot Dimensions	85 ft deep x 21 ft wide

Location & Zoning

Street Address	2033 98TH AVE
City	OAKLAND
State	CA
Zip	94603-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00018 BLK: AR: 0046 PAGE: 5462
Legal Subdivision	WARNER
Legal Block	29
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	410300

Owner

2033 98th Ave is owned and occupied by an individual who bought it in December 2019.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2033 98TH AVE, OAKLAND, CA 94603-2729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 11, 2019	Deed of Trust, Mortgage · ARM PARAMOUNT EQUITY MORTGAGE LLC
Dec 6, 2019	Grant Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Mar 8, 2018	Deed of Trust, Mortgage · Conventional with PMI CARDINAL FIN'L
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on File
Deed Sale	Dec 6, 2019 · Amount on File
Prior Sale	Nov 26, 2014 · Amount on File
Deed Document Number	2019250805
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2033 98TH AVE, OAKLAND, CA 94603-2729
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 98TH AVE, OAKLAND, CA 94603-2729

Mortgage

Document Number	0000129386
Date	Mar 31, 2021
Instrument	2021129386

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2033 98TH AVE, OAKLAND, CA 94603-2729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHCOAST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065697
Date	Apr 11, 2019
Instrument	2019065697

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 6, 2019
Property Address	2033 98TH AVE, OAKLAND, CA 94603-2729
Document Number	0000250805
Map Reference	MB 17 PG 1
Instrument Date	Nov 26, 2019
Instrument	2019250805
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 98TH AVE, OAKLAND, CA 94603-2729

Mortgage

Document Number	0000250806
Date	Dec 6, 2019
Instrument	2019250806

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000250808
Date	Dec 6, 2019
Instrument	2019250808

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2033 98TH AVE, OAKLAND, CA 94603-2729
Document Number	0000071736
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 23, 2018
Title Company	ADVANTAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 98TH AVE OAKLAND CA 946032729, OAKLAND, CA 94603-2729

Mortgage

Document Number	0000071736
Date	Apr 10, 2018
Instrument	71736

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2033 98TH AVE, OAKLAND, CA 94603-2729
Document Number	0000138916
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2033 98TH AVE OAKLAND CA 946032729, OAKLAND, CA 94603-2729

Mortgage

Document Number	0000138916
Date	Jun 26, 2017
Instrument	138916

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2033 98th Ave was $8,506.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,000 (-4.59%) Land $144,000 Building $336,000
2025	$8,506.00	$503,068 Land $150,920 Building $352,148
2023	$8,802.00	$483,537 Land $145,061 Building $338,476	$452,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2033 98th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2033 98th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 897 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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