20328 89th Ct NE, Bothell, WA 98011 Property Records

King County property record for 20328 89th Ct NE, Bothell, WA 98011

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 3,850 sqft · built 2021
Lot Size	0.165 acres (7,202 sqft)
Owner	2 Individual Names on Record
Tax Bill	$18,951 (2026)
Deeds & Mortgages	May 2021 Construction Loan Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231370-0040`

Property Details

APN / Parcel Number

Primary APN	`231370-0040`
Alternative APN	`231370004005`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,850 sqft Living Area
Gross Area	4,400 sqft
1st Floor Area	1,650 sqft
2nd Floor Area	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,202 sqft (0.165 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	231370004005
Street Address	20328 89TH CT NE
City	BOTHELL
State	WA
Zip	98011-2389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 7200
Legal Description	ELLIOT ESTATES TGW UND 1/2 INT IN TR N
Legal Range	05
Legal Township	26
Legal Section	06
Legal Subdivision	ELLIOT ESTATES
Legal Tract	N
Legal Lot Number	9
Jurisdiction	KING WA
Township / Civil Division	SEATTLE EAST
Census Block Group	4
Census Block	4000
Census Tract	21803

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20328 89TH CT NE, BOTHELL, WA 98011-2389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Construction Mortgage KITSAP BANK
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	20328 89TH CT NE, BOTHELL, WA 98011-2389
Transaction Type	Mortgage
Record Updated	Mar 21, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001808
Date	May 17, 2021
Instrument	20210517001808

Lender

Name	KITSAP BANK
Type	Bank
Address	11711

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Dec 27, 2021
Property Address	20328 89TH CT NE, BOTHELL, WA 98011-2389
Document Number	0000000772
Map Reference	VOL 295 PG 48-53
Instrument Date	Dec 3, 2021
Instrument	20211227000772
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,693.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20328 89TH CT NE, BOTHELL, WA 98011-2389

Mortgage

Document Number	0000000773
Date	Dec 27, 2021
Instrument	20211227000773

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.62%
Index	Other
Margin	3
Max Rate	7.62%

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Bothell City
Unified School District	Northshore School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,951.00 (+18.53%)
2025		$1,916,000 (+13.11%) Land $834,000 Building $1,082,000	$1,916,000 (+13.11%) Land $834,000 Building $1,082,000
2024	$15,988.00 (+12.54%)	$1,694,000 (+4.37%) Land $759,000 Building $935,000	$1,694,000 (+4.37%) Land $759,000 Building $935,000
2023	$14,206.00
2022	$14,206.00	$1,623,000 Land $551,000 Building $1,072,000	$1,623,000 Land $551,000 Building $1,072,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHSHORE UTILITY DISTRICT serves 99,789 people · EPA ID WA5340800
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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