20327 Cedarhurst Way, Germantown, MD 20876 Property Records

Montgomery County property record for 20327 Cedarhurst Way, Germantown, MD 20876

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,795 sqft · built 1989
Lot Size	0.032 acres (1,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2022)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02055907`

Property Details

APN / Parcel Number

Primary APN	`09-02055907`
Alternative APN	`02055907`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,795 sqft Living Area
1st Floor Area	700 sqft
Basement Area	495 sqft
Finished Basement	495 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,400 sqft (0.032 acres)
Deck Area	160 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02055907
Street Address	20327 CEDARHURST WAY
City	GERMANTOWN
State	MD
Zip	20876-5643
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	BRANDERMILL
Legal Subdivision	BRANDERMILL
Legal Block	C
Legal Lot Number	138
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2002
Census Tract	700834

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20327 CEDARHURST WAY, GERMANTOWN, MD 20876-5643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	May 29, 2007 · Amount on Record
Deed Book / Page	65816 / 73
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 26, 2022
Property Address	20327 CEDARHURST WAY, GERMANTOWN, MD 20876-5643
Document Number	0658160073
Book / Page	65816 / 73
Map Reference	MB 113 PL 13298
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATIONAL TTL GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20327 CEDARHURST WAY, GERMANTOWN, MD 20876-5643

Mortgage

Document Number	0006581681
Date	May 26, 2022
Instrument	65816/81

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,800 (+9.87%) Land $120,000 Building $270,800	$390,800 (-) Land $120,000 Building $270,800
2025	$4,531.00 (+31.6%)	$355,700 (+24.59%)	$390,800 (+36.88%) Land $120,000 Building $270,800
2023		$285,500 Land $120,000 Building $165,500	$285,500 Land $120,000 Building $165,500
2022	$3,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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