20325 Manor Rd, Excelsior, MN 55331 Property Records

Hennepin County property record for 20325 Manor Rd, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,994 sqft · built 2020
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,100,000 (Jul 2024)
Tax Bill	$31,637 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-117-23-31-0036`

Property Details

APN / Parcel Number

Primary APN	`25-117-23-31-0036`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,994 sqft Living Area
Gross Area	6,456 sqft
1st Floor Area	2,924 sqft
2nd Floor Area	2,070 sqft
Basement Area	1,462 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	28,750 sqft (0.66 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,036 sqft
Porch	Open Porch
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	20325 MANOR RD
City	EXCELSIOR
State	MN
Zip	55331-8783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 A WATERS EDGE 5TH ADDN IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	25
Legal Quarter	31
Legal Subdivision	WATERS EDGE 5TH ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	SHOREWOOD
Census Block Group	2
Census Block	2009
Census Tract	27504

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20325 MANOR RD, EXCELSIOR, MN 55331-8783
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 6, 2021	Deed of Trust, Mortgage · VA Mortgage CHOICE FINANCIAL GROUP
Sep 24, 2020	Deed of Trust, Construction Loan · Construction Mortgage CHOICE FIN'L
May 4, 2020	Warranty Deed, Subdivision Related Transfer · Line of Credit CHOICE FIN'L
Oct 2, 2018	Warranty Deed, Transfer CLEAR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2024 · Amount on Record
Deed Sale	Jul 19, 2024 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	202411299654
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20325 MANOR RD, SHOREWOOD, MN 55331-8783
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20325 MANOR RD, EXCELSIOR, MN 55331-8783

Mortgage

Document Number	0A11410054
Date	Oct 14, 2025
Instrument	A11410054

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	20325 MANOR RD, SHOREWOOD, MN 55331-8783
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11052588
Date	Dec 6, 2021
Instrument	A11052588

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company
Address	FARGO, ND 58104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Sep 24, 2020
Property Address	20325 MANOR RD, SHOREWOOD, MN 55331-8783
Document Number	0010839259
Instrument Date	Sep 23, 2020
Instrument	10839259
Transaction Type	Construction Loan
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20325 MANOR RD EXCELSIOR MN 55331, EXCELSIOR, MN 55331

Mortgage

Document Number	0010839259
Date	Sep 24, 2020
Instrument	10839259

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	4501 23RD AVE S, FARGO, ND 58104-8782

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2021

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 4, 2020
Property Address	20325 MANOR RD, SHOREWOOD, MN 55331-8783
Document Number	0010782373
Instrument Date	Apr 30, 2020
Instrument	10782373
Transaction Type	Subdivision Related Transfer
Record Updated	May 18, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 SUSSEX PL EXCELSIOR MN 553319217, EXCELSIOR, MN 55331-9217

Mortgage

Document Number	10782374
Date	May 4, 2020
Instrument	10782374

Lender

Name	CHOICE FIN'L
Type	Funding / Finance Company
Address	EAGAN, MN 55121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 3, 2023

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 2, 2018
Property Address	20325 MANOR RD, SHOREWOOD, MN 55331-8783
Document Number	0010597934
Instrument Date	Sep 26, 2018
Instrument	10597934
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Tax	$4,139.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20325 MANOR RD EXCELSIOR MN 55331, EXCELSIOR, MN 55331

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Shorewood City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,637.00 (+53.55%)	$2,303,700 (+47.38%) Land $375,000 Building $1,928,700	$2,303,700 (+47.38%) Land $375,000 Building $1,928,700
2024	$20,604.00 (+28.57%)	$1,563,100 (+22.98%) Land $272,800 Building $1,290,300	$1,563,100 (+22.98%) Land $272,800 Building $1,290,300
2023	$16,026.00 Homeowner's exemption
2022		$1,271,000 Land $166,000 Building $1,105,000	$1,271,000 Land $166,000 Building $1,105,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shorewood serves 3,890 people · EPA ID MN1270051
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Metronet.

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