Mecklenburg County property record for 20323 Val Cir, Cornelius, NC 28031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,698 sqft · built 1996 |
| Lot Size | 0.333 acres (14,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Nov 2021) |
| Tax Bill | $4,234 (2023) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-761-04 |
| Primary APN | 001-761-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Heated Area |
| Gross Area | 2,942 sqft |
| 1st Floor Area | 1,081 sqft |
| Upper Floors Area | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,506 sqft (0.333 acres) |
| Garage Area | 456 sqft |
| Porch | Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 001-761-04 |
|---|---|
| Street Address | 20323 VAL CIR |
| City | CORNELIUS |
| State | NC |
| Zip | 28031-6838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | L102 M27-150 |
| Legal Subdivision | CROWN HARBOR NORTH PH 01 MAP 0 |
| Legal Lot Number | 102 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 6216 |
20323 Val Cir is owned and occupied by an individual who bought it in November 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 20323 VAL CIR, CORNELIUS, NC 28031-6838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING A PLAINSCAPITAL COMPAN |
| Oct 8, 2021 | Warranty Deed, Transfer TROJAN TITLE AGENCY, TRYON TITLE AGENCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on File |
| Deed Sale | Nov 30, 2021 · Amount on File |
| Prior Sale | Oct 8, 2021 · Amount on File |
| Deed Document Number | 0036819393 |
| Deed Book / Page | 36819 / 393 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 30, 2021 |
| Property Address | 20323 VAL CIR, CORNELIUS, NC 28031-6838 |
| Document Number | 0000226469 |
| Book / Page | 36819 / 393 |
| Map Reference | MB 27 PG 150 |
| Instrument Date | Nov 16, 2021 |
| Instrument | 2021226469 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 WEST BLVD MOREHEAD ST130, ST130, CHARLOTTE, NC 28208-7045 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20323 VAL CIR, CORNELIUS, NC 28031-6838 |
| Document Number | 0000226470 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021226470 |
| Name | PRIMELENDING A PLAINSCAPITAL COMPAN |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Oct 8, 2021 |
| Property Address | 20323 VAL CIR, CORNELIUS, NC 28031-6838 |
| Document Number | 0000192822 |
| Book / Page | 36622 / 706 |
| Map Reference | MB 27 PG 150 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021192822 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | TROJAN TITLE AGENCY, TRYON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10284 NIGHTMIST CT, COLUMBIA, MD 21044-3303 |
| Name | Verified Name |
|---|---|
| Address | 20323 VAL CIR, CORNELIUS, NC 28031-6838 |
| Investor | Possibly a Property Investor |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Cornelius Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 20323 Val Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20323 Val Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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