20323 Fairfield Trace Dr, Cypress, TX 77433 Property Records

Harris County property record for 20323 Fairfield Trace Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,923 sqft · built 1999
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,670 (2025)
Deeds & Mortgages	Aug 2026 Transfer Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-641-004-0002`

Property Details

APN / Parcel Number

Primary APN	`119-641-004-0002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,200 sqft (0.165 acres)
View / Lot	Primary
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1196410040002
Street Address	20323 FAIRFIELD TRACE DR
City	CYPRESS
State	TX
Zip	77433-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 4 TRAILS OF FAIRFIELD SEC 2
Legal Subdivision	TRAILS OF FAIRFIELD SEC 2
Legal Block	4
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2012
Census Tract	555701

Owner

20323 Fairfield Trace Dr is owned and occupied by two individuals who acquired it in August 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOUSTON POLICE FCU
Jun 2, 2026	Warranty Deed, Transfer STEWART TITLE
May 1, 2020	Deed of Trust, Mortgage HOUSTON POLICE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026
Deed Sale	Jun 2, 2026
Prior Sale	Mar 16, 2001 · Amount on File
Deed Document Number	2026216568
Last Transfer Date	Aug 10, 2026
Transfer Doc	0000323137
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 10, 2026
Property Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760
Document Number	0000323137
Instrument Date	Aug 10, 2026
Instrument	2026323137
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760

Mortgage

Document Number	0000417749
Date	Nov 1, 2023
Instrument	2023-417749

Lender

Name	HOUSTON POLICE FCU
Type	Credit Union
Address	HOUSTON, TX 77007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 2, 2026
Property Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760
Document Number	0000216568
Instrument Date	May 29, 2026
Instrument	2026216568
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20323 FAIRFIELD TRACE DR, CYPRESS, TX 77433-5760
Document Number	0000199533
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20323 FAIRFIELD TRACE DR CYPRESS TX 774335760, CYPRESS, TX 77433-5760

Mortgage

Document Number	0000199533
Date	May 12, 2020
Instrument	199533

Lender

Name	HOUSTON POLICE FCU
Type	Credit Union
Address	HOUSTON, TX 77007

Agreement

Amount	Amount on Record
Term	84 Months
Due	May 11, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 20323 Fairfield Trace Dr was $4,670, up 13% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,490 (+2.67%) Land $76,205 Building $266,285	$342,490 (+2.67%) Land $76,205 Building $266,285
2025	$4,670.00 (+12.97%) Homeowner's exemption	$333,572 Land $76,205 Building $257,367	$333,572 Land $76,205 Building $257,367
2024	$4,134.00
2023		$312,677 Land $76,205 Building $236,472	$312,677 Land $76,205 Building $236,472
2022	$1,577.00
2020	$1,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20323 Fairfield Trace Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20323 Fairfield Trace Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 354 serves 6,588 people · EPA ID TX1012965
Water Source	Purchased groundwater from HARRIS COUNTY MUD 358
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Mar 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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