20322 Sabal Palms Dr, Katy, TX 77449 Property Records

Harris County property record for 20322 Sabal Palms Dr, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,440 sqft · built 2000
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Tax Bill	$4,853 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120-633-003-0013`

Property Details

APN / Parcel Number

Primary APN	`120-633-003-0013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	1,032 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,325 sqft (0.145 acres)
View / Lot	Primary
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1206330030013
Street Address	20322 SABAL PALMS DR
City	KATY
State	TX
Zip	77449-6243
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 BLK 3 RAINTREE VILLAGE SEC 2A
Legal Subdivision	RAINTREE VILLAGE SEC 2A
Legal Block	3
Legal Lot Number	13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3002
Census Tract	542302

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20322 SABAL PALMS DR, KATY, TX 77449-6243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 19, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022
Deed Sale	Jul 5, 2022
Prior Sale	May 28, 2003 · Amount on Record
Deed Document Number	2022346117
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000401352
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20322 SABAL PALMS DR, KATY, TX 77449-6243
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20322 SABAL PALMS DR, KATY, TX 77449-6243

Mortgage

Document Number	0000465606
Date	Nov 24, 2025
Instrument	2025-465606

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARRIS TX
Recording Date	Oct 19, 2023
Property Address	20322 SABAL PALMS DR, KATY, TX 77449-6243
Document Number	0000401352
Map Reference	MF 442121
Instrument Date	Oct 10, 2023
Instrument	2023-401352
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20322 SABAL PALMS DR, KATY, TX 77449-6243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20322 SABAL PALMS DR, KATY, TX 77449-6243

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,239 (-7.21%) Land $57,004 Building $221,235	$278,239 (-7.21%) Land $57,004 Building $221,235
2025	$4,853.00 (+31.27%) Homeowner's exemption	$299,857 (-7.98%) Land $57,004 Building $242,853	$299,857 (-7.98%) Land $57,004 Building $242,853
2024	$3,697.00 (+18.76%)
2023		$325,861 Land $46,255 Building $279,606	$325,861 Land $46,255 Building $279,606
2022	$3,113.00 (-9.98%)
2020	$3,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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