20322 Bunker Loop, Fairhope, AL 36532 Property Records

Baldwin County property record for 20322 Bunker Loop, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,153 sqft · built 2007
Lot Size	0.283 acres (12,370 sqft)
Owner	Individual Name on File
Tax Bill	$1,645 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-06-23-0-000-004.395`

Property Details

APN / Parcel Number

Primary APN	`46-06-23-0-000-004.395`
Alternative APNs	`294201` `302396`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,153 sqft Heated Area
1st Floor Area	1,849 sqft
Upper Floors Area	304 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,370 sqft (0.283 acres)
Lot Dimensions	123 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	302396
Street Address	20322 BUNKER LOOP
City	FAIRHOPE
State	AL
Zip	36532-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100' X 123.7' IRR LOT 291 QUAIL CREEK ESTATES UNIT V SLIDES2321-A & B AND AMENDED SLIDES 2337-A & B IN THE CITY OF FAIRHOPE S
Legal Subdivision	QUAIL CREEK ESTATES
Legal Lot Number	291
Legal Unit	5
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2023
Census Tract	11104

Owner

Source: Baldwin County records · APN 46-06-23-0-000-004.395

Assessment roll updated April 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20322 BUNKER LOOP, FAIRHOPE, AL 36532-7260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2013
Deed Sale	May 20, 2013
Deed Document Number	20131399055
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Recording Date	May 28, 2026
Property Address	20322 BUNKER LOOP, FAIRHOPE, AL 36532-7260
Document Number	0002256607
Instrument Date	May 20, 2026
Instrument	20262256607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20322 BUNKER LOOP, FAIRHOPE, AL 36532-7260

Mortgage

Document Number	0002256607,
Date	May 28, 2026
Instrument	20262256607

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 01, 2031

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00 (+10.55%)	$42,140 (+10.43%) Land $6,600 Building $35,540	$421,400 (+10.46%) Land $66,000 Building $355,400
2023	$1,488.00 (+28.17%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$38,160 (+27.71%)	$381,500 (+27.72%) Land $49,300 Building $332,200
2022	$1,161.00 (+8.4%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$29,880	$298,700 Land $44,000 Building $254,700
2021	$1,071.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 76% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: Verizon.

Based on FCC filings for 218 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FAIRHOPE serves 59,850 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.