20321 Thomas, Brownstown (Trenton), MI 48183 Property Records

Wayne County property record for 20321 Thomas, Brownstown, MI 48183

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1969
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$154,900 (Nov 2019)
Tax Bill	$4,866 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70103010100000`

Property Details

APN / Parcel Number

Primary APN	`70103010100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	992 sqft
Finished Basement	992 sqft
Unfinished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	822 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	20321 THOMAS
City	BROWNSTOWN TWP
State	MI
Zip	48183-4835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	34B100 T4S LOT 100 CHATHAM PARK SUB T4S R10E L90 P73 TO P75 WCR
Legal Subdivision	CHATHAM PARK
Legal Lot Number	100
Jurisdiction	WAYNE MI
Township / Civil Division	BROWNSTOWN
Census Block Group	4
Census Block	4004
Census Tract	591900

Owner

20321 Thomas is owned and occupied by an individual who bought it in November 2019.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	20321 THOMAS, BROWNSTOWN TWP, MI 48183-4835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 19, 2019	Grant Deed, Transfer · FHA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on File
Deed Sale	Nov 19, 2019 · Amount on File
Prior Sale	Jul 8, 1994 · Amount on File
Deed Document Number	2019325076
Deed Book / Page	55417 / 1409
Prior Transfer Date	Jun 13, 1994
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20321 THOMAS, BROWNSTOWN TWP, MI 48183-4835
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20321 THOMAS, BROWNSTOWN TWP, MI 48183-4835

Mortgage

Document Number	0583240910
Date	Jun 29, 2023
Book Page	58324/910
Instrument	2023180915

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 19, 2019
Property Address	20321 THOMAS, BROWNSTOWN TWP, MI 48183-4835
Document Number	0554171409
Book / Page	055417 / 001409
Instrument Date	Oct 23, 2019
Instrument	325076
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23975 N PARK DR NEW BOSTON MI 481647811, NEW BOSTON, MI 48164-7811

Mortgage

Document Number	553741296
Date	Nov 19, 2019
Book Page	055374/001296
Instrument	306568

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Mortgage

Document Number	553741306,
Date	Nov 19, 2019
Book Page	055374/001306
Instrument	306569

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20321 Thomas was $4,866 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
County Subdivision	Brownstown Charter Township
Unified School District	Gibraltar School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,300	$226,600
2025	$4,866.00
2023		$87,200	$174,400
2021	$2,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20321 Thomas in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20321 Thomas has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODHAVEN serves 12,941 people · EPA ID MI0007180
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Also Mapped Here	BROWNSTOWN TOWNSHIP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Mercury Fiber, T-Mobile, WOW Internet, Cable & Phone.

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