20321 Johnson Rd, South Bend, IN 46614 Property Records

St. Joseph County property record for 20321 Johnson Rd, South Bend, IN 46614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1966
Lot Size	0.45 acres (19,600 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2020)
Tax Bill	$2,556 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-08-35-252-018.000-001`

Property Details

APN / Parcel Number

Primary APN	`71-08-35-252-018.000-001`
Alternative APN	`0011017034040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	1,916 sqft
1st Floor Area	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,600 sqft (0.45 acres)
Lot Dimensions	196 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	818 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20321 JOHNSON RD
City	SOUTH BEND
State	IN
Zip	46614-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 OFF W SIDE OF E 150 LOT 2 JOHNSON 1ST SUB SEC 35-37-2E
Legal Range	2E
Legal Township	37
Legal Section	35
Legal Subdivision	JOHNSON 1ST SUB
Legal Lot Number	2
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1002
Census Tract	11801

Owner

20321 Johnson Rd is owned and occupied by an individual who bought it in May 2020.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	20321 JOHNSON RD, SOUTH BEND, IN 46614-5115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	202012400
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 13, 2020
Property Address	20321 JOHNSON RD, SOUTH BEND, IN 46614-5115
Document Number	0002012400
Map Reference	PB 22 PG J-3
Instrument Date	May 8, 2020
Instrument	2012400
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20321 JOHNSON RD, SOUTH BEND, IN 46614-5115

Mortgage

Document Number	0002012401
Date	May 13, 2020
Instrument	2012401

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 30, 2019
Property Address	20321 JOHNSON RD, SOUTH BEND, IN 46614-5115
Document Number	0001924981
Map Reference	PB 22 PG J-3
Instrument Date	Sep 20, 2019
Instrument	1924981
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20321 JOHNSON RD, SOUTH BEND, IN 46614-5115

Mortgage

Document Number	0001924982
Date	Sep 30, 2019
Instrument	1924982

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Centre Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,200 Land $61,900 Building $207,300	$269,200 Land $61,900 Building $207,300
2024	$2,556.00 (-8.42%)
2023	$2,791.00 (-5.23%)	$226,500 (-0.09%) Land $61,900 Building $164,600	$226,500 (-0.09%) Land $61,900 Building $164,600
2022	$2,945.00 Homeowner's exemption	$226,700 Land $61,900 Building $164,800	$226,700 Land $61,900 Building $164,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20321 Johnson Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20321 Johnson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Surf Internet.

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