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20320 Willow Trace Dr, Cypress, TX 77433 Property Records

Harris County property record for 20320 Willow Trace Dr, Cypress, TX 77433 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,916 sqft · built 1998
Lot Size0.155 acres (6,766 sqft)
Owner2 Individual Names on File
Last Sale$252,200 (Jul 2018)
Tax Bill$4,458 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN118-047-014-0022

Property Details

APN / Parcel Number

Primary APN118-047-014-0022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,916 sqft Living Area
1st Floor Area1,916 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area6,766 sqft (0.155 acres)
View / LotPrimary
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1180470140022
Street Address20320 WILLOW TRACE DR
CityCYPRESS
StateTX
Zip77433-6022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 22 BLK 14 FAIRFIELD INWOOD PARK SEC 5
Legal SubdivisionFAIRFIELD INWOOD PARK SEC 5
Legal Block14
Legal Lot Number22
JurisdictionHARRIS TX
Township / Civil DivisionNORTHWEST HARRIS
Census Block Group2
Census Block2013
Census Tract555701

Owner

Source: Harris County records · APN 118-047-014-0022

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20320 WILLOW TRACE DR, CYPRESS, TX 77433-6022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BANK
Jul 03, 2018Warranty Deed, Transfer
NETWORK FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2018 · Amount on Record
Deed SaleJul 03, 2018 · Amount on Record
Prior SaleMar 04, 2004
Deed Document Number2018300872
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address20320 WILLOW TRACE DR, CYPRESS, TX 77433-6022
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021631936
DateNov 02, 2021
Instrument2021-631936
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 02, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJul 03, 2018
Property Address20320 WILLOW TRACE DR, CYPRESS, TX 77433-6022
Document Number0000300872
Instrument DateJul 02, 2018
Instrument300872
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyTEXAS AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20320 WILLOW TRACE DR CYPRESS TX 774336022, CYPRESS, TX 77433-6022

Mortgage

Document Number300873
DateJul 03, 2018
Instrument300873
Lender
NameNETWORK FNDG
TypeFunding / Finance Company
AddressHOUSTON, TX 77042
Agreement
AmountAmount Recorded
Term360 Months
DueJul 02, 2048

Tax Assessment & Valuation

Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,458.00 (-9.98%) Homeowner's exemption$310,374 (-7.15%) Land $77,414 Building $232,960$310,374 (-7.15%) Land $77,414 Building $232,960
2024$4,952.00 (+205.68%)
2023$334,275 Land $77,414 Building $256,861$334,275 Land $77,414 Building $256,861
2022$1,620.00 (+17.05%)
2020$1,384.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015557012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 110 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies110 in force
101 of 110 on primary residences
Nearby Flood Claims4 (2017)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2017, other causes, Hurricane Harvey
Flood Events
  • Hurricane Harvey (Aug 2017), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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