2032 Oro Verde Rd, Escondido, CA 92027 Property Records

San Diego County property record for 2032 Oro Verde Rd, Escondido, CA 92027

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,124 sqft · built 1973
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Feb 2019)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`234-260-72-00`

Property Details

APN / Parcel Number

Primary APN	`234-260-72-00`
Alternative APN	`2342606500`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,124 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	50,530 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2342606500
Street Address	2032 ORO VERDE RD
City	ESCONDIDO
State	CA
Zip	92027-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 271 LOT J (EX DOC76-197772)PARS 1&2 PER PM 989 IN LOT I&IN TR 001519
Legal Subdivision	RANCHO RINCON DEL DIABLO
Legal Tract	001519
Legal Block	271
Legal Lot Number	J,I
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	20706

Owner

2032 Oro Verde Rd is owned and occupied by two individuals who bought it in February 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2032 ORO VERDE RD, ESCONDIDO, CA 92027-4810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Feb 22, 2019	Grant Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jun 26, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2019 · Amount on File
Deed Sale	Feb 22, 2019 · Amount on File
Deed Document Number	201964733
Prior Transfer Date	Oct 21, 2009
Prior Transfer Doc	0000636455
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2032 ORO VERDE RD, ESCONDIDO, CA 92027-4810
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403667
Date	Sep 16, 2019
Instrument	2019-0403667

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2032 ORO VERDE RD, ESCONDIDO, CA 92027-4810
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 ORO VERDE RD, ESCONDIDO, CA 92027-4810

Mortgage

Document Number	0000274564
Date	Jul 6, 2022
Instrument	2022-0274564

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2019
Property Address	2032 ORO VERDE RD, ESCONDIDO, CA 92027-4810
Document Number	0000064733
Map Reference	MAP 1519
Instrument Date	Feb 1, 2019
Instrument	2019-0064733
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1909 VERDE VIA, ESCONDIDO, CA 92027-4815

Mortgage

Document Number	0000064734
Date	Feb 22, 2019
Instrument	2019-0064734

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 26, 2018
Property Address	2032 ORO VERDE RD, ESCONDIDO, CA 92027-4810
Document Number	0000259174
Instrument Date	Apr 13, 2018
Instrument	259174
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2032 ORO VERDE RD ESCONDIDO CA 920274810, ESCONDIDO, CA 92027-4810

Tax Assessment & Valuation

The 2025 property tax bill for 2032 Oro Verde Rd was $3,719 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,520 (+2%) Land $182,983 Building $151,537
2025	$3,719.00 Homeowner's exemption	$327,962 Land $179,396 Building $148,566
2023	$3,556.00 (+1.28%) Homeowner's exemption	$315,229 Land $172,431 Building $142,798
2022	$3,511.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2032 Oro Verde Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1980–2005)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2032 Oro Verde Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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