Miami County property record for 2032 Northbridge Trl, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,552 sqft · built 2022 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,305 (2025) |
| Deeds & Mortgages | Sep 2022 Construction Loan Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-084522 |
| Primary APN | C06-084522 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,552 sqft Living Area |
| 1st Floor Area | 4,374 sqft |
| Upper Floors Area | 1,365 sqft |
| Basement Area | 2,187 sqft |
| Finished Basement | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 22,041 sqft (0.506 acres) |
| Garage Area | 1,108 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 324 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2032 NORTHBRIDGE TRL |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-6 LOT 5 EMERSON CROSSING PH I |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 06 |
| Legal Subdivision | EMERSON CROSSING PHASE 1 |
| Legal Lot Number | 5 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 365302 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2032 NORTHBRIDGE TRL, TROY, OH 45373-4290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2022 | Deed of Trust, Mortgage · Construction Mortgage WRIGHT-PATT CREDIT UNION INC |
| Aug 4, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2032 NORTHBRIDGE TRL, TROY, OH 45373-4290 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000014188 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022OR-14188 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Aug 4, 2022 |
| Property Address | 2032 NORTHBRIDGE TRL, TROY, OH 45373-4290 |
| Document Number | 0000011738 |
| Map Reference | VOL 28 PG 83 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 2022OR-11738 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 922 SUNSET DR, ENGLEWOOD, OH 45322-2248 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,305.00 (+9.91%) | $305,800 (+23.93%) Land $21,000 Building $284,800 | $873,700 (+23.93%) Land $60,000 Building $813,700 |
| 2024 | $10,286.00 (+112.48%) | $246,750 (+98.26%) Land $21,000 Building $225,750 | |
| 2023 | $4,841.00 (+6,531.51%) | $124,460 (+5,826.67%) Land $21,000 Building $103,460 | $705,000 (+11,65%) Land $60,000 Building $645,000 |
| 2022 | $73.00 | $2,100 Land $2,100 | $6,000 Land $6,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (2008–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Watch TV.
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