2032 Main St, Three Rivers, MA 01080 Property Records

Hampden County and Palmer Town City property record for 2032 Main St, Three Rivers, MA 01080

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	2 ba · 2,052 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Jun 2000)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Jun 2019 Refinance Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`PALM M:70 B:86 L:1`

Property Details

APN / Parcel Number

Primary APN	`PALM M:70 B:86 L:1`
Alternative APN	`M:0070 L:000086 U:0001`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,052 sqft Total Area
Gross Area	4,352 sqft
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2032 MAIN ST
City	THREE RIVERS
State	MA
Zip	01080-1115
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	VC2
Legal Block	86
Legal Lot Number	1
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	1
Census Block	1006
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 BISHOP ST, FRAMINGHAM, MA 01702-8323
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Feb 8, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2000 · Amount on Record
Deed Sale	Jun 21, 2000 · Amount on Record
Prior Sale	Dec 14, 1999 · Amount on Record
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	2032 MAIN ST, THREE RIVERS, MA 01080-1115
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22711-195
Date	Jun 17, 2019
Book Page	22711/195
Instrument	32023

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Feb 8, 2018
Property Address	2032 MAIN ST, THREE RIVERS, MA 01080-1115
Document Number	22054-350
Book / Page	022054 / 000350
Instrument Date	Jan 16, 2018
Instrument	7002
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 BISHOP ST FRAMINGHAM MA 017028323, FRAMINGHAM, MA 01702-8323

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,524.00 (+6.24%)	$193,300 (+9.89%) Land $69,300 Building $124,000
2024	$3,317.00 (+1.56%)	$175,900 (+6.22%) Land $63,000 Building $112,900
2023	$3,266.00	$165,600 Land $63,000 Building $102,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS FIRE DISTRICT serves 3,258 people · EPA ID MA1227003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

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