2032 Lula Rd, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 2032 Lula Rd, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,484 sqft · built 2018
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$423,470 (Jun 2018)
Tax Bill	$6,223 (2024)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-26-0301-000-03000`

Property Details

APN / Parcel Number

Primary APN	`08-22-26-0301-000-03000`
Alternative APN	`3902968`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,484 sqft Living Area
1st Floor Area	2,528 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,400 sqft (0.192 acres)
Garage Type	Finished
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3902968
Street Address	2032 LULA RD
City	MINNEOLA
State	FL
Zip	34715-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARDMORE RESERVE PHASE II A REPLAT PB 68 PG 25-27 LOT 30 ORB 5120 PG 1507
Legal Range	26E
Legal Township	22S
Legal Section	08
Legal Subdivision	ARDMORE RESERVE PHASE
Legal Phase	2
Legal Tract	301
Legal Lot Number	30
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	3
Census Block	3040
Census Tract	31309

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2032 LULA RD, MINNEOLA, FL 34715-7804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Jun 5, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	2018065254
Deed Book / Page	5120 / 1507
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2032 LULA RD, MINNEOLA, FL 34715-7804
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 LULA RD, MINNEOLA, FL 34715-7804

Mortgage

Document Number	0061810961
Date	Jul 25, 2023
Book Page	6181/961
Instrument	2023089010

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2032 LULA RD, MINNEOLA, FL 34715-7804
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 DULA RD, MINNEOLA, FL 34715

Mortgage

Document Number	0058372367
Date	Nov 16, 2021
Book Page	5837/2367
Instrument	2021158816

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2032 LULA RD, MINNEOLA, FL 34715-7804
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 LULA RD, MINNEOLA, FL 34715-7804

Mortgage

Document Number	0060821092
Date	Jan 23, 2023
Book Page	6082/1092
Instrument	2023007672

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2032 LULA RD, MINNEOLA, FL 34715-7804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051880491
Date	Oct 23, 2018
Book Page	5188/0491
Instrument	2018124336

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 5, 2018
Property Address	2032 LULA RD, MINNEOLA, FL 34715-7804
Document Number	0051201507
Book / Page	5120 / 1507
Map Reference	MB 68 PG 25-27
Instrument Date	Jun 1, 2018
Instrument	2018065254
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,964.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 LULA RD, MINNEOLA, FL 34715-7804

Mortgage

Document Number	2018065255
Date	Jun 5, 2018
Instrument	2018065255

Lender

Name	JET HOMELOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$399,230 (+5.99%) Land $129,600 Building $269,630	$557,729 (+10.34%) Land $129,600 Building $428,129
2024	$6,223.00 (+2.28%)
2023	$6,084.00 (+2.37%) Homeowner's exemption	$376,680 (+3%)	$505,444 (+19.55%) Land $105,840 Building $399,604
2022	$5,943.00 Homeowner's exemption	$365,710	$422,772 Land $64,800 Building $357,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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