2032 E Kercher Rd, Goshen, IN 46526 Property Records

Elkhart County property record for 2032 E Kercher Rd, Goshen, IN 46526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,938 sqft · built 1994
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$73,682 (Jan 2025)
Tax Bill	$4,191 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-11-26-126-003.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-26-126-003.000-015`
Alternative APN	`1126126003015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	4,602 sqft
1st Floor Area	1,938 sqft
Basement Area	1,938 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2032 E KERCHER RD
City	GOSHEN
State	IN
Zip	46526-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	N PT E1/2 NW EX .172A ROW SEC 26 ..56A (TIF 138)
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1007
Census Tract	301

Owner

Source: Elkhart County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2032 E KERCHER RD, GOSHEN, IN 46526-6538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY
Sep 13, 2018	Affidavit of Death, Transfer FIRST TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2025335
Prior Transfer Date	Jun 10, 2008
Prior Transfer Doc	0200814346
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 9, 2025
Property Address	2032 E KERCHER RD, GOSHEN, IN 46526-6538
Document Number	0000000335
Instrument Date	Jan 3, 2025
Instrument	2025-00335
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 E KERCHER RD, GOSHEN, IN 46526-6538

Mortgage

Document Number	0000000336
Date	Jan 9, 2025
Instrument	2025-00336

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Jan 3, 2030
Change Frequency	5 Years
Max Rate At Change	10.3%
Index	5-Year TN
Max Rate	12.3%

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ELKHART IN
Recording Date	Sep 13, 2018
Property Address	2032 E KERCHER RD, GOSHEN, IN 46526-6538
Document Number	0000019065
Instrument Date	Sep 13, 2018
Instrument	19065
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	FIRST TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 E KERCHER RD GOSHEN IN 465266538, GOSHEN, IN 46526-6538

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,100 (+6.79%) Land $25,000 Building $327,100	$352,100 (+6.79%) Land $25,000 Building $327,100
2024	$4,191.00 (+13.61%)	$329,700 (+4.2%) Land $25,000 Building $304,700	$329,700 (+4.2%) Land $25,000 Building $304,700
2023		$316,400 (+12.56%) Land $25,000 Building $291,400	$316,400 (+12.56%) Land $25,000 Building $291,400
2022	$3,689.00 Homeowner's exemption	$281,100 Land $25,000 Building $256,100	$281,100 Land $25,000 Building $256,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
New Paris Telephone Company Fiber	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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