2032 E 41st St, Lorain, OH 44055 Property Records

Lorain County property record for 2032 E 41st St, Lorain, OH 44055 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,378 sqft · built 1961
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Nov 2023)
Tax Bill$1,458 (2025)
Deeds & MortgagesSep 2025 Mortgage
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-099-109-013

Property Details

APN / Parcel Number

Primary APN03-00-099-109-013

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,378 sqft Living Area
1st Floor Area1,078 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions117 ft deep x 60 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area115 sqft
Canopy115 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2032 E 41ST ST
CityLORAIN
StateOH
Zip44055-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ACRES SUB 4 63.34 X 126
Legal SubdivisionOAKWOOD ACRES SUBDIVISION NO 4
Legal Block109
Legal Lot Number326
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2014
Census Tract97500

Owner

Source: Lorain County records · APN 03-00-099-109-013

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2032 E 41ST ST, LORAIN, OH 44055-2710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2025Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 03, 2023Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2023 · Amount on Record
Deed SaleNov 03, 2023 · Amount on Record
Prior SaleApr 30, 2012 · Amount on Record
Deed Document Number2023005998
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2032 E 41ST ST, LORAIN, OH 44055-2710
Transaction TypeMortgage
Record UpdatedSep 24, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2032 E 41ST ST, LORAIN, OH 44055-2710
InvestorPossibly a Property Investor

Mortgage

Document Number0000067264
DateSep 12, 2025
Instrument2025-0067264
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 03, 2023
Property Address2032 E 41ST ST, LORAIN, OH 44055-2710
Document Number0000934834
Map ReferenceVOL 22 PG 83
Instrument DateNov 02, 2023
Instrument2023-0934834
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyAMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2032 E 41ST ST, LORAIN, OH 44055-2710
InvestorPossibly a Property Investor

Mortgage

Document Number0000934835
DateNov 03, 2023
Instrument2023-0934835
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,458.00$38,150 (-) Land $4,990 Building $33,160$109,000 (-) Land $14,260 Building $94,740
2024$1,458.00 (-12.27%)$38,150 (+21.22%) Land $4,991 Building $33,159$109,000 (+21.22%) Land $14,260 Building $94,740
2023$1,662.00 (+0.85%)$31,472 (+0.01%) Land $5,551 Building $25,921$89,920 (-) Land $15,860 Building $74,060
2022$1,648.00$31,470 Land $5,550 Building $25,920
2021$89,920 Land $15,860 Building $74,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930975002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2023, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 498 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Cogeco Cable Holdings II, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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