Highlands County property record for 2032 Avalon Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,411 sqft · built 2006 |
| Lot Size | 0.163 acres (7,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,900 (Jul 2022) |
| Tax Bill | $3,269 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S-13-34-28-050-2630-0070 |
| Primary APN | S-13-34-28-050-2630-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| Gross Area | 1,867 sqft |
| 1st Floor Area | 1,411 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,117 sqft (0.163 acres) |
| Lot Dimensions | 136 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 510 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2032 AVALON RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE SEBRING SHEET 5 PB 2-PG 16 LOT 7 BLK 263 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | LAKE SEBRING SHEET 5 |
| Legal Block | 263 |
| Legal Lot Number | 7 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 960700 |
Source: Highlands County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2032 AVALON RD, SEBRING, FL 33870-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP |
| Jul 5, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2022 · Amount on Record |
| Deed Sale | Jul 5, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2004 · Amount on Record |
| Deed Document Number | 20222103566 |
| Deed Book / Page | 2916 / 1797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 2032 AVALON RD, SEBRING, FL 33870-1505 |
| Document Number | 0002310246 |
| Book / Page | 3188 / 1520 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 20262310246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2032 AVALON RD, SEBRING, FL 33870-1505 |
| Document Number | 0002310246, |
|---|---|
| Date | Apr 27, 2026 |
| Book Page | 3188/1520 |
| Instrument | 20262310246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Aug 1, 2052 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 5, 2022 |
| Property Address | 2032 AVALON RD, SEBRING, FL 33870-1505 |
| Document Number | 0002103566 |
| Book / Page | 2916 / 1797 |
| Map Reference | MB 2 PG 12-16 |
| Instrument Date | Jul 2, 2022 |
| Instrument | 2103566 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 MILL ST APT 8, 48, NEWTON, NJ 07860-1442 |
| Name | Verified Name |
|---|---|
| Address | 2032 AVALON RD, SEBRING, FL 33870-1505 |
| Document Number | 0029161799 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2916/1799 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $186,359 (-3.76%) Land $12,375 Building $173,984 | $186,359 (-3.76%) Land $12,375 Building $173,984 | |
| 2024 | $3,269.00 (-2.01%) | ||
| 2023 | $3,336.00 (+257.94%) Homeowner's exemption | $193,647 (+166.98%) Land $7,425 Building $186,222 | $193,647 (+22.87%) Land $7,425 Building $186,222 |
| 2022 | $932.00 Homeowner's exemption | $72,532 | $157,608 Land $4,702 Building $152,906 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1998–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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