20318 Nanticoke Rd, Nanticoke, MD 21840 Property Records

Wicomico County property record for 20318 Nanticoke Rd, Nanticoke, MD 21840

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1993
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jun 2011)
Tax Bill	$1,884 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-009828`

Property Details

APN / Parcel Number

Primary APN	`12-009828`
Alternative APN	`009828`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	234 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	009828
Street Address	20318 NANTICOKE RD
City	NANTICOKE
State	MD
Zip	21840-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-A L-9 15,000 SQFT 20318 NANTICOKE RD NANTICOKE AC RESUB PLAT
Legal Subdivision	NANTICOKE ACRES RESIDENCE
Legal Block	A
Legal Lot Number	9
Jurisdiction	WICOMICO MD
Township / Civil Division	17, WESTSIDE
Census Block Group	4
Census Block	4049
Census Tract	10800

Owner

20318 Nanticoke Rd is owned and occupied by an individual who bought it in June 2011.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	20318 NANTICOKE RD, NANTICOKE, MD 21840-2036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 18, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2011 · Amount on File
Deed Sale	Jun 6, 2011 · Amount on File
Prior Sale	Jun 6, 2011 · Amount on File
Deed Book / Page	3322 / 76
Transfer Doc	0021860361
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	20318 NANTICOKE RD, NANTICOKE, MD 21840-2036
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044150054
Date	Dec 19, 2018
Book Page	4415/054

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	20318 NANTICOKE RD, NANTICOKE, MD 21840-2036
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045560307
Date	Nov 18, 2019
Book Page	4556/307

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	20318 NANTICOKE RD, NANTICOKE, MD 21840-2036
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048580216
Date	May 18, 2021
Book Page	4858/216

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20318 Nanticoke Rd was $1,884.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,900 (+8.61%) Land $23,700 Building $191,200	$214,900 (-) Land $23,700 Building $191,200
2025	$1,884.00	$197,867	$214,900 Land $23,700 Building $191,200
2023	$1,633.00	$163,800 Land $23,700 Building $140,100	$163,800 Land $23,700 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20318 Nanticoke Rd in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Nearby Flood Policies	70 in force
Nearby Flood Claims	49 (1992–2022)
Claims Outside the SFHA	19 of 49
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 19 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20318 Nanticoke Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Maryland
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Nanticoke Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures