Harris County property record for 20318 Faircliff Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,500 sqft · built 2005 |
| Lot Size | 0.113 acres (4,917 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,800 (Feb 2019) |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-926-003-0014 |
| Primary APN | 124-926-003-0014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,917 sqft (0.113 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1249260030014 |
|---|---|
| Street Address | 20318 FAIRCLIFF LN |
| City | KATY |
| State | TX |
| Zip | 77449-5731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 14 BLK 3 HIGHLAND CREEK RANCH SEC 3 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 3 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 542201 |
20318 Faircliff Ln is owned and occupied by two individuals who bought it in February 2019.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20318 FAIRCLIFF LN, KATY, TX 77449-5731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 20, 2019 | Quit Claim Deed, Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on File |
| Deed Sale | Feb 20, 2019 · Amount on File |
| Prior Sale | Oct 27, 2005 · Amount on File |
| Deed Document Number | 201968148 |
| Prior Transfer Date | Oct 24, 2005 |
| Prior Transfer Doc | 000Y856924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20318 FAIRCLIFF LN, KATY, TX 77449-5731 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021630048 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021-630048 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 20, 2019 |
| Property Address | 20318 FAIRCLIFF LN, KATY, TX 77449-5731 |
| Document Number | 0000068148 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 68148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20318 FAIRCLIFF LN KATY TX 774495731, KATY, TX 77449-5731 |
| Document Number | 68149 |
|---|---|
| Date | Feb 20, 2019 |
| Instrument | 68149 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 19, 2034 |
The 2025 property tax bill for 20318 Faircliff Ln was $2,901 with a homeowner's exemption, up 109.9% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $228,495 (-) Land $52,753 Building $175,742 | $228,495 (-) Land $52,753 Building $175,742 | |
| 2025 | $2,901.00 (+109.91%) Homeowner's exemption | $228,495 Land $52,753 Building $175,742 | $228,495 Land $52,753 Building $175,742 |
| 2024 | $1,382.00 | ||
| 2023 | $246,869 Land $52,753 Building $194,116 | $246,869 Land $52,753 Building $194,116 | |
| 2022 | $1,150.00 | ||
| 2020 | $1,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20318 Faircliff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20318 Faircliff Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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