Harris County property record for 20318 Broad Harbor Ln, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,053 sqft · built 2015 |
| Lot Size | 0.199 acres (8,685 sqft) |
| Owner | Individual Name on File |
| Last Sale | $304,000 (Jan 2016) |
| Tax Bill | $8,166 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 136-025-001-0017 |
| Primary APN | 136-025-001-0017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,053 sqft Living Area |
| 1st Floor Area | 3,053 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,685 sqft (0.199 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 174 sqft |
| Patio Area | 243 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1360250010017 |
|---|---|
| Street Address | 20318 BROAD HARBOR LN |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 17 BLK 1 MIRABELLA SEC 7 |
| Legal Subdivision | MIRABELLA SEC 7 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 543006 |
20318 Broad Harbor Ln is owned and occupied by an individual who bought it in January 2016.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20318 BROAD HARBOR LN, CYPRESS, TX 77433-5182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 13, 2018 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2016 · Amount on File |
| Deed Sale | Jan 11, 2016 · Amount on File |
| Deed Document Number | 201610210 |
| Prior Transfer Date | Jan 8, 2016 |
| Prior Transfer Doc | 0000010210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20318 BROAD HARBOR LN, CYPRESS, TX 77433-5182 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021122436 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-122436 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20318 BROAD HARBOR LN, CYPRESS, TX 77433-5182 |
| Document Number | 0000154667 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2018 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20318 BROAD HARBOR LN CYPRESS TX 774335182, CYPRESS, TX 77433-5182 |
| Document Number | 0000154667 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 154667 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 20318 Broad Harbor Ln was $8,166 with a homeowner's exemption, up 233% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,398 (-14.38%) Land $80,206 Building $309,192 | $389,398 (-14.38%) Land $80,206 Building $309,192 | |
| 2025 | $8,166.00 (+233.03%) Homeowner's exemption | $454,779 Land $80,206 Building $374,573 | $454,779 Land $80,206 Building $374,573 |
| 2024 | $2,452.00 | ||
| 2023 | $358,475 Land $62,185 Building $296,290 | $358,475 Land $62,185 Building $296,290 | |
| 2022 | $2,040.00 | ||
| 2020 | $1,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20318 Broad Harbor Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 451 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 451 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20318 Broad Harbor Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187 |
|---|---|
| Water Source | Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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