20316 87th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20316 87th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1997
Lot Size	0.227 acres (9,897 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2021)
Tax Bill	$4,681 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`602193-0-510`

Property Details

APN / Parcel Number

Primary APN	`602193-0-510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	1,678 sqft
1st Floor Area	1,278 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,897 sqft (0.227 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	20316 87TH AVE E
City	SPANAWAY
State	WA
Zip	98387-5045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 04 TOWNSHIP 18 RANGE 04 QUARTER 32 THOMAS SPRINGS ESTATES PH 1 L 51 TOG/W PRI RD EASE OF REC OUT OF 2-038 (2-037) SEG I0463 MD 12/3/96MD
Legal Range	04
Legal Township	18
Legal Section	04
Legal Subdivision	THOMAS SPRINGS ESTATES PH 1
Legal Phase	1
Legal Lot Number	51
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	3
Census Block	3004
Census Tract	73132

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20316 87TH AVE E, SPANAWAY, WA 98387-5045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK
Nov 14, 2020	Deed of Trust, Mortgage · VA Mortgage AFFINITY MTG
Aug 15, 2019	Deed of Trust, Mortgage · VA Mortgage AFFINITY MTG
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Jun 14, 2016 · Amount on Record
Deed Document Number	2021318
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 27, 2021
Property Address	20316 87TH AVE E, SPANAWAY, WA 98387-5045
Document Number	0007270318
Map Reference	DOC 19961018466
Instrument Date	Jul 26, 2021
Instrument	202107270318
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	EQUITY TITLE/AMERICA LLC, EQUITY TITLE OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20316 87TH AVE E, SPANAWAY, WA 98387-5045
Investor	Possibly a Property Investor

Mortgage

Document Number	0007270319
Date	Jul 27, 2021
Instrument	202107270319

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20316 87TH AVE E, SPANAWAY, WA 98387-5045
Document Number	2011300621
Instrument Date	Nov 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20316 87TH AVE E SPANAWAY WA 983875045, SPANAWAY, WA 98387-5045

Mortgage

Document Number	2011300621
Date	Nov 30, 2020
Instrument	202011300621

Lender

Name	AFFINITY MTG
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20316 87TH AVE E, SPANAWAY, WA 98387-5045
Document Number	1908210215
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	20316 87TH AVE E SPANAWAY WA 983875045, SPANAWAY, WA 98387-5045

Mortgage

Document Number	1908210215
Date	Aug 21, 2019
Instrument	201908210215

Lender

Name	AFFINITY MTG
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20316 87TH AVE E, SPANAWAY, WA 98387-5045
Document Number	1905080027
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20316 87TH AVE E SPANAWAY WA 983875045, SPANAWAY, WA 98387-5045

Mortgage

Document Number	1905080027
Date	May 8, 2019
Instrument	201905080027

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2039

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,100 (+7.64%) Land $183,900 Building $251,200	$435,100 (+7.64%) Land $183,900 Building $251,200
2025	$4,681.00 (-1.02%)
2024	$4,729.00 (-1.19%)	$404,200 (-3.44%) Land $181,300 Building $222,900	$404,200 (-3.44%) Land $181,300 Building $222,900
2023	$4,786.00	$418,600 Land $167,000 Building $251,600	$418,600 Land $167,000 Building $251,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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