20310 River Blvd, Monte Rio, CA 95462 Property Records

Sonoma County property record for 20310 River Blvd, Monte Rio, CA 95462

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,408 sqft · built 1949
Lot Size	0.468 acres (20,400 sqft)
Owner	2 Individual Names on File
Last Sale	$919,000 (Jul 2024)
Tax Bill	$10,946 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`095-231-015-000`

Property Details

APN / Parcel Number

Primary APN	`095-231-015-000`
Alternative APN	`095-231-015`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,408 sqft Living Area
Gross Area	2,672 sqft
1st Floor Area	2,408 sqft
Basement Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	20,400 sqft (0.468 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20310 RIVER BLVD
City	MONTE RIO
State	CA
Zip	95462-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	UNINCORP COUNTY CA
Legal Subdivision	MAP OF SUB OF EAST MONTE RIO ADDITION #1
Legal Block	3
Legal Lot Number	49,50
Jurisdiction	SONOMA CA
Township / Civil Division	RUSSIAN RIVER-SONOMA COAST
Census Block Group	3
Census Block	3000
Census Tract	153708

Owner

Source: Sonoma County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20310 RIVER BLVD, MONTE RIO, CA 95462-9793
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Feb 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Dec 5, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	202432725
Prior Transfer Date	Feb 6, 2021
Prior Transfer Doc	0000020350
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	20310 RIVER BLVD, MONTE RIO, CA 95462-9793
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20310 RIVER BLVD, MONTE RIO, CA 95462-9793

Mortgage

Document Number	0000063846
Date	Oct 3, 2022
Instrument	2022063846

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Feb 19, 2021
Property Address	20310 RIVER BLVD, MONTE RIO, CA 95462-9793
Document Number	0000020350
Map Reference	MB 21 PG 12
Instrument Date	Feb 6, 2021
Instrument	2021020350
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20310 RIVER BLVD, MONTE RIO, CA 95462-9793

Mortgage

Document Number	0000020351
Date	Feb 19, 2021
Instrument	2021020351

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 5, 2019
Property Address	20310 RIVER BLVD, MONTE RIO, CA 95462-9793
Document Number	0000092445
Map Reference	MB 21 PG 12
Instrument Date	Dec 2, 2019
Instrument	2019092445
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$960.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1775 OLD ADOBE RD, PETALUMA, CA 94954-9552

Mortgage

Document Number	0000092446
Date	Dec 5, 2019
Instrument	2019092446

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Secondary School District	West Sonoma County Union High School District (09 - 12)
Elementary School District	Monte Rio Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,946.00 (+2.36%)	$919,000 (+1.07%) Land $375,000 Building $544,000
2023	$10,694.00 (+2.03%)	$909,267 Land $420,470 Building $488,797
2022	$10,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	64 in force
Nearby Flood Claims	47 (1995–2025)
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 24 claims Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 3 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER SPRINGS CWD - MONTE RIO serves 3,531 people · EPA ID CA4910028
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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