Imperial County property record for 2031 W Elm Ave, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,505 sqft · built 1985 |
| Lot Size | 0.138 acres (5,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2021) |
| Tax Bill | $4,003 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-642-014-000 |
| Primary APN | 052-642-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,505 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Lot Area | 5,993 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 611 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 2031 W ELM AVE |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SANDALWOOD PARK NORTH UNIT NO 1 |
| Legal Subdivision | SANDALWOOD PARK NORTH 01 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 11801 |
2031 W Elm Ave is owned and occupied by an individual who bought it in August 2021.
Source: Imperial County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2031 W ELM AVE, EL CENTRO, CA 92243-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · Commercial Mortgage INSPIRE HOME LOANS INC |
| Aug 23, 2021 | Grant Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | Feb 13, 2004 · Amount on File |
| Deed Document Number | 202121853 |
| Prior Transfer Date | Mar 2, 2005 |
| Prior Transfer Doc | 0000008684 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Property Address | 2031 W ELM AVE, EL CENTRO, CA 92243-3502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 2031 W ELM AVE, EL CENTRO, CA 92243-3502 |
| Document Number | 0000021856 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021021856 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Aug 23, 2021 |
| Property Address | 2031 W ELM AVE, EL CENTRO, CA 92243-3502 |
| Document Number | 0000021853 |
| Map Reference | MB 13 PG 98 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021021853 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2031 W ELM AVE, EL CENTRO, CA 92243-3502 |
| Document Number | 0000021854 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021021854 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Number | 0000021855 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021021855 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2031 W Elm Ave was $4,003.
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $351,789 Land $54,121 Building $297,668 | |
| 2025 | $4,003.00 | |
| 2023 | $3,893.00 (+7.04%) | $331,500 Land $51,000 Building $280,500 |
| 2022 | $3,637.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2031 W Elm Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2031 W Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004 |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, GeoLinks.
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