2031 W 3rd St, Duluth, MN 55806 Property Records

St. Louis County property record for 2031 W 3rd St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	7,000 sqft · built 1899
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Tax Bill	$6,834 (2026)
Deeds & Mortgages	Oct 2022 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-00390`

Property Details

APN / Parcel Number

Primary APN	`010-1180-00390`
Alternative APN	`1098414`

Interior

Units	7 Units
Stories	2 Stories
Building Area	7,000 sqft Gross Area
1st Floor Area	3,500 sqft
Basement Area	3,500 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Account Number	1098414
Street Address	2031 W 3RD ST
City	DULUTH
State	MN
Zip	55806-2010
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R3
Legal Description	S1/2 OF LOT 335, BLOCK 109 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIV
Legal Block	109
Legal Lot Number	335
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1056
Census Tract	15600

Owner

2031 W 3rd St, a residential property, is owned by an individual who acquired it in September 2022.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4214 AIRPARK BLVD, 200, DULUTH, MN 55811-2691
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Transfer on Death Deed, Transfer
Nov 24, 2020	Deed of Trust, Mortgage WESTERN NAT'L BK
Nov 24, 2020	Deed of Trust, Mortgage WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 30, 2022
Transfer Doc	0001062165
Record Updated	Sep 20, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 6, 2022
Property Address	2031 W 3RD ST, DULUTH, MN 55806-2010
Document Number	0001453620
Instrument Date	Sep 30, 2022
Instrument	1453620
Transaction Type	Transfer
Record Updated	Nov 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2031 W 3RD ST, DULUTH, MN 55806-2010
Document Number	00T1034233
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 W 3RD ST DULUTH MN 558062010, DULUTH, MN 55806-2010

Mortgage

Document Number	00T1034233
Date	Dec 24, 2020
Instrument	T1034233

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 23, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2031 W 3RD ST, DULUTH, MN 55806-2010
Document Number	00A1402016
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 W 3RD ST DULUTH MN 558062010, DULUTH, MN 55806-2010

Mortgage

Document Number	00A1402016
Date	Jan 26, 2021
Instrument	A1402016

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 25, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 2031 W 3rd St was $6,834, up 16.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,834.00 (+16.11%)
2025	$5,886.00	$360,300 (+2.27%) Land $12,700 Building $347,600	$360,300 (+2.27%) Land $12,700 Building $347,600
2024		$352,300 Land $14,100 Building $338,200	$352,300 Land $14,100 Building $338,200
2023	$6,026.00
2022		$329,500 Land $11,400 Building $318,100	$329,500 Land $11,400 Building $318,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2031 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2031 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CTC.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures