2031 Spencer Rd, Rosenberg, TX 77471 Property Records

Fort Bend County property record for 2031 Spencer Rd, Rosenberg, TX 77471

Property Summary

Property TypeSingle Family Home
Details868 sqft · built 1998
Lot Size2.73 acres (119,180 sqft)
OwnerOwner Name on File
Tax Bill$1,124 (2025)
Deeds & MortgagesNov 2023 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR218617

Property Details

APN / Parcel Number

Primary APNR218617
Alternative APN
  • 0407-00-026-0230-901

Interior

Stories1 Story
Building Area868 sqft Living Area
1st Floor Area868 sqft

Exterior

Year BuiltBuilt 1998
Lot Area119,180 sqft (2.73 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR218617
Street Address2031 SPENCER RD
CityROSENBERG
StateTX
Zip77471-8312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0407 LESTER E CROSS, ACRES 2.736, LOT 23 ROSE MEADOWS ESTATE U/R S/D
Legal SubdivisionLESTER E CROSS
Legal Tract23
Legal Lot Number23
JurisdictionFORT BEND TX
Township / Civil DivisionROSENBERG-RICHMOND
Census Block Group1
Census Block1045
Census Tract675402

Owner

The current owner of 2031 Spencer Rd acquired it in February 2004.

Source: Fort Bend County records, as of January 28, 2026

Owner of RecordOwner Name on File
Mailing Address2031 SPENCER RD, ROSENBERG, TX 77471-8312
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Oct 18, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 26, 2004
Deed SaleFeb 26, 2004
Prior SaleSep 9, 2002
Deed Document NumberFBC2004022496
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address2031 SPENCER RD, ROSENBERG, TX 77471-8312
Transaction TypeMortgage
Record UpdatedMar 13, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2031 SPENCER RD, ROSENBERG, TX 77471-8312

Mortgage

Document Number0000107565
DateNov 8, 2023
Instrument2023107565
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term213 Months
DueAug 1, 2041

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address2031 SPENCER RD, ROSENBERG, TX 77471-8312
Transaction TypeMortgage
Record UpdatedDec 20, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2031 SPENCER RD, ROSENBERG, TX 77471-8312

Mortgage

Document Number0000174629
DateOct 18, 2021
Instrument2021174629
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term238 Months
DueAug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2031 Spencer Rd was $1,124 with a homeowner's exemption, down 15.8% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,124.00 (-15.81%) Homeowner's exemption$172,312 (+1%) Land $197,160 Building $52,030$249,190 (+3.55%) Land $197,160 Building $52,030
2024$1,335.00 (+18.25%) Homeowner's exemption$156,647 (+1%) Land $197,160 Building $43,480$240,640 (+9.66%) Land $197,160 Building $43,480
2023$1,129.00 Homeowner's exemption$142,406 Land $145,190 Building $74,250$219,440 Land $145,190 Building $74,250
2018$1,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2031 Spencer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2031 Spencer Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50

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