2031 Sharpnose St, New Bern, NC 28562 Property Records

Craven County property record for 2031 Sharpnose St, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 1,394 sqft · built 2023
Lot Size	0.459 acres (20,003 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Nov 2023)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-106-2-406`

Property Details

APN / Parcel Number

Primary APN	`7-106-2-406`
Alternative APNs	`137294` `90202`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,003 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	137294
Street Address	2031 SHARPNOSE ST
City	NEW BERN
State	NC
Zip	28562-6647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 406 HUTTON POINTE PH I AT BLUEWATER RISE
Legal Phase	I
Legal Lot Number	406
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	3
Census Block	3021
Census Tract	961004

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2031 SHARPNOSE ST, NEW BERN, NC 28562-6647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Document Number	0003782568
Deed Book / Page	3782 / 568
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 20, 2023
Property Address	2031 SHARPNOSE CT, NEW BERN, NC 28562
Document Number	003782/568
Book / Page	3782 / 568
Map Reference	CAB J SL 10-C
Instrument Date	Nov 16, 2023
Instrument	10119811
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2031 SHARPNOSE CT, NEW BERN, NC 28562

Mortgage

Document Number	003782/571
Date	Nov 20, 2023
Book Page	3782/571
Instrument	10119812

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.77%
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.77%
Max Rate At Change	8.77%
Index	5-Year TN
Max Rate	12.7%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,520.00 (+1,813.04%)	$413,040 (-) Land $45,000 Building $368,040	$413,040 (-) Land $45,000 Building $368,040
2023	$184.00	$413,040 Land $45,000 Building $368,040	$413,040 Land $45,000 Building $368,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	18 (2011–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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