2031 Porter Cross Rd, Lugoff, SC 29078 Property Records

Kershaw County property record for 2031 Porter Cross Rd, Lugoff, SC 29078

Property Summary

Property TypeSingle Family Home
Details1,553 sqft · built 1998
Lot Size1.89 acres (82,328 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Sep 2022)
Tax Bill$923 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN370-16-00-002-SFO

Property Details

APN / Parcel Number

Primary APN370-16-00-002-SFO
Alternative APN
  • 39034

Interior

Stories1 Story
Building Area1,553 sqft Gross Area
Gross Area1,512 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialVinyl
Lot Area82,328 sqft (1.89 acres)
Deck Area41 sqft

Location & Zoning

Account Number39034
Old Parcel Number370-16-00-002 SFO
Street Address2031 PORTER CROSS RD
CityLUGOFF
StateSC
Zip29078-9660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-2
Legal DescriptionPORTER CROSSING SUBDIV LOT 2
Legal SubdivisionPORTER CROSSING SUBDIV
Legal Lot Number2
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1025
Census Tract970902

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2031 PORTER CROSS RD, LUGOFF, SC 29078-9660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG
Jun 27, 2017Quit Claim Deed, Transfer · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleNov 4, 2013 · Amount on Record
Deed Document Number0004823160
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address2031 PORTER CROSS RD, LUGOFF, SC 29078-9660
Document Number0000006823
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address907 PLEASANT VALLEY AVE #3 MOUNT LAUREL NJ 080541210, 3, MOUNT LAUREL, NJ 08054-1210

Mortgage

Document Number0000006823
DateAug 3, 2020
Book Page004273/000134
Instrument6823
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKERSHAW SC
Recording DateJun 27, 2017
Property Address2031 PORTER CROSS RD, LUGOFF, SC 29078-9660
Document Number0000005197
Book / Page003715 / 000002
Instrument DateJun 17, 2017
Instrument5197
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2031 PORTER CROSS RD LUGOFF SC 290789660, LUGOFF, SC 29078-9660

Mortgage

Document Number5198
DateJun 27, 2017
Book Page003715/000005
Instrument5198
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term336 Months
DueJun 26, 2045

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$923.00 (-27.78%)$185,000 (-) Land $18,900 Building $166,100$185,000 (-)
2023$1,278.00$185,000 Land $18,900 Building $166,100$185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 62% of South Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber · Cable in parts of the area
5,000 / 5,000
T-Mobile
Fixed Wireless
100 / 20

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