Polk County property record for 2031 Dundee Rd, Winter Haven, FL 33884
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1940 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2025) |
| Tax Bill | $745 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Feb 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-26-591500-001990 |
| Primary APN | 26-28-26-591500-001990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,240 sqft Gross Area |
| 1st Floor Area | 1,240 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,998 sqft (0.298 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| View / Lot | Commercial |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Street Address | 2031 DUNDEE RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1104 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C3 |
| Legal Description | LAKE REGION ESTATE UNIT 1 PB 14 PG 27 LOTS 199 & 200 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | LAKE REGION ESTATE UNIT 1 |
| Legal Tract | 591500 |
| Legal Block | 2 |
| Legal Lot Number | 199,2 |
| Legal Unit | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 12802 |
2031 Dundee Rd, a commercial property, is owned by an individual who bought it in November 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2027 DUNDEE RD, WINTER HAVEN, FL 33884-1104 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Feb 5, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Deed Document Number | 2025265883 |
| Deed Book / Page | 13772 / 786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 10, 2025 |
| Property Address | 2031 DUNDEE RD, WINTER HAVEN, FL 33884-1104 |
| Document Number | 0000265883 |
| Book / Page | 13772 / 786 |
| Map Reference | MB 14 PG 27 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025265883 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7901 4TH ST N # N300, N300, SAINT PETERSBURG, FL 33702-4305 |
| Name | Verified Name |
|---|---|
| Address | 2027 DUNDEE RD, WINTER HAVEN, FL 33884-1104 |
| Document Number | 0000265884 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 13772/789 |
| Instrument | 2025265884 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2026 |
| Property Address | 2031 DUNDEE RD, WINTER HAVEN, FL 33884-1104 |
| Document Number | 0000030060 |
| Book / Page | 13872 / 1184 |
| Map Reference | MB 14 PG 27 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2026030060 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7901 4TH ST N # N300, N300, SAINT PETERSBURG, FL 33702-4305 |
| Name | Verified Name |
|---|---|
| Address | 2027 DUNDEE RD, WINTER HAVEN, FL 33884-1104 |
The 2025 property tax bill for 2031 Dundee Rd was $745, down 46.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,396 (+83.75%) Land $87,737 Building $15,659 | $103,396 (+83.75%) Land $87,737 Building $15,659 | |
| 2025 | $745.00 (-46.4%) | $56,269 (-1.14%) Land $39,644 Building $16,625 | $56,269 (-1.14%) Land $39,644 Building $16,625 |
| 2024 | $1,390.00 (+10.58%) | $56,915 (-0.07%) Land $39,644 Building $17,271 | $56,915 (-0.07%) Land $39,644 Building $17,271 |
| 2023 | $1,257.00 (+3.12%) | $56,957 (+2.46%) Land $39,644 Building $17,313 | $56,957 (+2.46%) Land $39,644 Building $17,313 |
| 2022 | $1,219.00 | $55,590 Land $39,644 Building $15,946 | $55,590 Land $39,644 Building $15,946 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2031 Dundee Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2031 Dundee Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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