2031 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 2031 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,856 sqft · built 2010
Lot Size	0.111 acres (4,842 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,719 (Aug 2017)
Tax Bill	$5,278 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500391-0-500`

Property Details

APN / Parcel Number

Primary APN	`500391-0-500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	2,530 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,842 sqft (0.111 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2031 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 50 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	50
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2031 198TH ST E, SPANAWAY, WA 98387-4147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 8, 2017	Warranty Deed, Transfer · Conventional with PMI VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Aug 5, 2011 · Amount on Record
Deed Document Number	2017516
Prior Transfer Date	Aug 4, 2011
Prior Transfer Doc	0000000417
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2031 198TH ST E, SPANAWAY, WA 98387-4147
Document Number	2006190125
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2031 198TH ST E SPANAWAY WA 983874147, SPANAWAY, WA 98387-4147

Mortgage

Document Number	2006190125
Date	Jun 19, 2020
Instrument	202006190125

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 18, 2040

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 8, 2017
Property Address	2031 198TH ST E, SPANAWAY, WA 98387-4147
Document Number	1708080516
Instrument Date	Aug 4, 2017
Instrument	201708080516
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,095.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2031 198TH ST E SPANAWAY WA 983874147, SPANAWAY, WA 98387-4147

Mortgage

Document Number	1708080517
Date	Aug 8, 2017
Instrument	201708080517

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,278.00 (+1.03%)	$465,100 (+7.49%) Land $143,700 Building $321,400	$465,100 (+7.49%) Land $143,700 Building $321,400
2025	$5,224.00 (+2.96%)
2024	$5,074.00 (-1.91%)	$432,700 (-3.74%) Land $150,400 Building $282,300	$432,700 (-3.74%) Land $150,400 Building $282,300
2023	$5,173.00	$449,500 Land $142,600 Building $306,900	$449,500 Land $142,600 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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