20309 13th Ave E, Spanaway, WA 98387 Property Records

Pierce County property record for 20309 13th Ave E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,485 sqft · built 1998
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Jun 2026)
Tax Bill	$4,638 (2026)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500198-1-680`

Property Details

APN / Parcel Number

Primary APN	`500198-1-680`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,485 sqft Living Area
Gross Area	435 sqft
1st Floor Area	845 sqft
Upper Floors Area	640 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	80 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	20309 13TH AVE E
City	SPANAWAY
State	WA
Zip	98387-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 31 HIDDEN VILLAGE PH II-A L 168 TOG/W PRI RD EASE OF REC OUT OF 3-058 SEG J0535 2/24/98MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN VILLAGE PH II-A
Legal Phase	2
Legal Lot Number	168
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3013
Census Tract	71411

Owner

Source: Pierce County records · APN 500198-1-680

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 05, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 04, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Warranty Deed, Transfer · FHA Mortgage 1ST SECURITY BANK OF WASHINGTON
Feb 22, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 25, 2017	Loan Modification, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2026 · Amount on Record
Deed Sale	Jun 04, 2026 · Amount on Record
Prior Sale	Dec 05, 2024 · Amount on Record
Deed Document Number	2026563
Prior Transfer Date	May 07, 2002
Prior Transfer Doc	0000000556
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 1ST ST NE 1, 1, AUBURN, WA 98002-4408

Mortgage

Document Number	0012050309
Date	Dec 05, 2024
Instrument	202412050309

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 1ST ST NE, AUBURN, WA 98002-4408

Mortgage

Document Number	0012050310
Date	Dec 05, 2024
Instrument	202412050310

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2055

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 04, 2026
Property Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123
Document Number	0000000563
Instrument Date	May 28, 2026
Instrument	2026563
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$806,384.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123

Mortgage

Document Number	0000000564,
Date	Jun 04, 2026
Instrument	20264564

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 15, 2021
Property Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123
Document Number	0001150987
Map Reference	DOC 9802130349
Instrument Date	Jan 13, 2021
Instrument	202101150987
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123

Mortgage

Document Number	0001150988
Date	Jan 15, 2021
Instrument	202101150988

Lender

Name	1ST SECURITY BANK OF WASHINGTON
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 22, 2019
Property Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123
Document Number	0002220551
Map Reference	DOC980213349
Instrument Date	Feb 20, 2019
Instrument	201902220551
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,418.85
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123

Mortgage

Document Number	0002220552
Date	Feb 22, 2019
Instrument	201902220552

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	20309 13TH AVE E, SPANAWAY, WA 98387-8123
Document Number	1710040061
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20309 13TH AVE E SPANAWAY WA 983878123, SPANAWAY, WA 98387-8123

Mortgage

Document Number	1710040061
Date	Oct 04, 2017
Instrument	201710040061

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,638.00 (+3.16%)	$405,600 (-0.25%) Land $147,000 Building $258,600	$405,600 (-0.25%) Land $147,000 Building $258,600
2025	$4,496.00 (+2.34%)	$406,600 (+9.15%) Land $153,800 Building $252,800	$406,600 (+9.15%) Land $153,800 Building $252,800
2024	$4,393.00 (-1.13%)	$372,500 (-2.89%) Land $153,800 Building $218,700	$372,500 (-2.89%) Land $153,800 Building $218,700
2023	$4,443.00	$383,600 Land $145,900 Building $237,700	$383,600 Land $145,900 Building $237,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lumen Technologies DSL	140 / 20

May also be available: Verizon.

Based on FCC filings for 446 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHWOOD private · serves 64,155 people
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

20309 13th Ave E, Spanaway, WA 98387 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on 13th Ave E

Nearby Streets

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