20307 Rainbow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 20307 Rainbow Cir, Cornelius, NC 28031

Property Summary

Property TypeResidential Vacant Land
Lot Size0.793 acres (34,564 sqft)
OwnerIndividual Name on File
Last Sale$1,380,000 (Jun 2021)
Tax Bill$11,939 (2023)
Deeds & MortgagesDec 2021 Mortgage
Jun 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN001-701-64

Property Details

APN / Parcel Number

Primary APN001-701-64

Exterior

Lot Area34,564 sqft (0.793 acres)

Location & Zoning

Old Parcel Number001-701-64
Street Address20307 RAINBOW CIR
CityCORNELIUS
StateNC
Zip28031-7169
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeGR
Legal DescriptionL24 M67-636
Legal Lot Number24
JurisdictionMECKLENBURG NC
Township / Civil Division10, LEMLEY
Census Block Group1
Census Block1002
Census Tract6218

Owner

20307 Rainbow Cir, residential vacant land, is owned by an individual who bought it in June 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20117 NORMAN COLONY RD, CORNELIUS, NC 28031-7146
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jun 29, 2021Warranty Deed, Transfer · Line of Credit
OLD POINT NATIONAL BNAK OF PHOEBUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2021 · Amount on File
Deed SaleJun 29, 2021 · Amount on File
Deed Document Number0036236421
Deed Book / Page36236 / 421
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address20307 RAINBOW CIR, CORNELIUS, NC 28031-7169
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000234631
DateDec 14, 2021
Book Page36864/22
Instrument2021234631
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term379 Months
DueJul 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 29, 2021
Property Address20307 RAINBOW CIR, CORNELIUS, NC 28031-7169
Document Number0000126117
Book / Page36236 / 421
Map ReferenceMB 67 PG 636
Instrument DateJun 28, 2021
Instrument2021126117
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, TRYON TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6676 GOOSE POINT DR, DENVER, NC 28037-0138

Transferred To (Grantee/Buyer)

NameVerified Name
Address201147 NORMAN COLONY ROAD, CORNELIUS, NC 28031

Mortgage

Document Number0000126118
DateJun 29, 2021
Instrument2021126118
Lender
NameOLD POINT NATIONAL BNAK OF PHOEBUS
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 20307 Rainbow Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20307 Rainbow Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Rainbow Cir

Nearby Streets

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