20305 Nelson Rd, Merrill, MI 48637 Property Records

Saginaw County property record for 20305 Nelson Rd, Merrill, MI 48637

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,800 sqft · built 1997
Lot Size	9.92 acres (432,333 sqft)
Owner	2 Individual Names on File
Last Sale	$195,500 (Jun 2021)
Tax Bill	$4,622 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-1-26-1007-000`

Property Details

APN / Parcel Number

Primary APN	`19-11-1-26-1007-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,800 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	432,333 sqft (9.92 acres)
Lot Dimensions	873 ft deep x 495 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20305 NELSON RD
City	MERRILL
State	MI
Zip	48637-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF E 1/2 OF W 1/2 OF NE 1/4 LYING N OF C/L OF OPEN DRAIN EXC W 165 FT OF N 528 FT THEREOF 10.3 ACRES SEC 26 T11N
Legal Range	01E
Legal Township	11N
Legal Section	26
Legal Subdivision	E5 OF W5 OF NE4 S26T11NR01E
Jurisdiction	SAGINAW MI
Township / Civil Division	LAKEFIELD
Census Block Group	1
Census Block	1047
Census Tract	12300

Owner

20305 Nelson Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20305 NELSON RD, MERRILL, MI 48637-9791
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 9, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 12, 2017	Warranty Deed, Transfer · Stand-Alone Refinance ISABELLA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Sep 12, 2017 · Amount on File
Deed Document Number	202121018
Prior Transfer Date	Sep 21, 2020
Prior Transfer Doc	0000025457
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 10, 2021
Property Address	20305 NELSON RD, MERRILL, MI 48637-9791
Document Number	2021021018
Instrument Date	May 28, 2021
Instrument	2021021018
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	HOMELAND TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,466.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20305 NELSON RD, 20305, MERRILL, MI 48637-9791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19175 SHADYSIDE ST, LIVONIA, MI 48152-1316

Mortgage

Document Number	2021021019
Date	Jun 10, 2021
Instrument	2021021019

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 9, 2020
Property Address	20305 NELSON RD, MERRILL, MI 48637-9791
Document Number	0000025458
Instrument Date	Sep 28, 2020
Instrument	25458
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20305 NELSON RD MERRILL MI 486379791, MERRILL, MI 48637-9791

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 9, 2020
Property Address	20305 NELSON RD, MERRILL, MI 48637-9791
Document Number	2020025457
Instrument Date	Sep 21, 2020
Instrument	2020025457
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 CORNWELL RD, 1075, MERRILL, MI 48637-9530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20305 NELSON RD, MERRILL, MI 48637-9791

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 12, 2017
Property Address	20305 NELSON RD, MERRILL, MI 48637-9791
Document Number	2017025437
Instrument Date	Sep 7, 2017
Instrument	2017025437
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 CORNWELL RD, MERRILL, MI 48637-9530

Mortgage

Document Number	0000025438
Date	Sep 12, 2017
Instrument	2017025438

Lender

Name	ISABELLA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 20305 Nelson Rd was $4,622 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Lakefield Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,600	$381,200
2025	$4,622.00 Homeowner's exemption
2023		$108,200	$216,400
2022	$5,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20305 Nelson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20305 Nelson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nelson Rd

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