Harris County property record for 20302 Desert Willow Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,958 sqft · built 2002 |
| Lot Size | 0.205 acres (8,924 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $118,300 (May 2002) |
| Tax Bill | $1,455 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 116-479-008-0028 |
| Primary APN | 116-479-008-0028 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,924 sqft (0.205 acres) |
| View / Lot | Neighborhood |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 328 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1164790080028 |
|---|---|
| Street Address | 20302 DESERT WILLOW DR |
| City | KATY |
| State | TX |
| Zip | 77449-5663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 28 BLK 3 RAINTREE VILLAGE SEC 2 PAR R/P |
| Legal Subdivision | RAINTREE VILLAGE SEC 2 PAR R/P |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 542302 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20302 DESERT WILLOW DR, KATY, TX 77449-5663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 19, 2020 | Deed of Trust, Mortgage PNC BK NATL ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2002 · Amount on Record |
| Deed Sale | May 29, 2002 · Amount on Record |
| Deed Document Number | 2002830518 |
| Deed Book / Page | 55241 / 2489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20302 DESERT WILLOW DR, KATY, TX 77449-5663 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 20302 DESERT WILLOW DR, KATY, TX 77449-5663 |
| Investor | Possibly a Property Investor |
| Document Number | 0000100550 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024-100550 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 15, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20302 DESERT WILLOW DR, KATY, TX 77449-5663 |
| Document Number | 0000524589 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20302 DESERT WILLOW DR KATY TX 774495663, KATY, TX 77449-5663 |
| Document Number | 0000524589 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 524589 |
| Name | PNC BK NATL ASSN |
|---|---|
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 28, 2040 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,456 (-7.09%) Land $59,784 Building $220,672 | $280,456 (-7.09%) Land $59,784 Building $220,672 | |
| 2025 | $1,455.00 (-17.8%) Homeowner's exemption | $301,844 (-7.69%) Land $59,784 Building $242,060 | $301,844 (-7.69%) Land $59,784 Building $242,060 |
| 2024 | $1,770.00 (+156.15%) | ||
| 2023 | $327,000 Land $48,510 Building $278,490 | $327,000 Land $48,510 Building $278,490 | |
| 2022 | $691.00 (-67.76%) | ||
| 2020 | $2,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 76 (2002–2021) |
| Claims Outside the SFHA | 23 of 76 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST HARRIS COUNTY MUD 7 serves 5,289 people · EPA ID TX1012228 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Hotwire Communications, Verizon.
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