Harris County property record for 20302 Amberlight Ln, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,412 sqft · built 1989 |
| Lot Size | 0.193 acres (8,395 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $446,200 (Jul 2021) |
| Tax Bill | $10,556 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 115-391-005-0033 |
| Primary APN | 115-391-005-0033 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,412 sqft Living Area |
| 1st Floor Area | 2,055 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,395 sqft (0.193 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 476 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 95 sqft |
| Patio Area | 488 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1153910050033 |
|---|---|
| Street Address | 20302 AMBERLIGHT LN |
| City | KATY |
| State | TX |
| Zip | 77450-5269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 33 BLK 5 NOTTINGHAM COUNTRY SEC 10 |
| Legal Subdivision | NOTTINGHAM COUNTRY SEC 10 |
| Legal Block | 5 |
| Legal Lot Number | 33 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 454700 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20302 AMBERLIGHT LN, KATY, TX 77450-5269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 14, 2021 | Vendor's Lien, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Prior Sale | Oct 8, 2008 · Amount on Record |
| Deed Document Number | 2021396080 |
| Prior Transfer Date | Jul 13, 2021 |
| Prior Transfer Doc | 2021396080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20302 AMBERLIGHT LN, KATY, TX 77450-5269 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20302 AMBERLIGHT LN, KATY, TX 77450-5269 |
| Document Number | 0000421241 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025-421241 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 1, 2030 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jul 14, 2021 |
| Property Address | 20302 AMBERLIGHT LN, KATY, TX 77450-5269 |
| Document Number | 2021396080 |
| Map Reference | VOL 311 PG 144 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021-396080 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20302 AMBERLIGHT LN, KATY, TX 77450-5269 |
| Document Number | 2021396081 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021-396081 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $584,534 (-4.99%) Land $176,647 Building $407,887 | $584,534 (-4.99%) Land $176,647 Building $407,887 | |
| 2025 | $10,556.00 (+1.28%) Homeowner's exemption | $615,205 (+11.4%) Land $176,647 Building $438,558 | $615,205 (+11.4%) Land $176,647 Building $438,558 |
| 2024 | $10,423.00 (+34.82%) | ||
| 2023 | $552,225 Land $176,647 Building $375,578 | $552,225 Land $176,647 Building $375,578 | |
| 2022 | $7,731.00 (-8.14%) | ||
| 2020 | $8,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 97 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 97 in force |
| Nearby Flood Claims | 26 (1981–2019) |
| Claims Outside the SFHA | 26 of 26 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NOTTINGHAM COUNTRY MUD serves 7,095 people · EPA ID TX1012315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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