20300 Mid Ct, Lutz, FL 33558 Property Records

Pasco County property record for 20300 Mid Ct, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,788 sqft · built 1988
Lot Size	0.566 acres (24,650 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 1993)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-26-18-0050-00000-0480`

Property Details

APN / Parcel Number

Primary APN	`35-26-18-0050-00000-0480`
Alternative APNs	`1826350050000000480` `1090513`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,788 sqft Living Area
Gross Area	3,448 sqft
1st Floor Area	2,788 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,650 sqft (0.566 acres)
Garage Type	Attached
Garage Area	660 sqft
Driveway	Concrete Driveway
Driveway Area	1,482 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	662 sqft
Deck Area	Deck Area
Patio Area	637 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	20300 MID CT
City	LUTZ
State	FL
Zip	33558-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WISPER RUN PB 16 PGS 122-123 LOT 48 (P) OR 3190 PG 1523 & OR 7891 PG 361
Legal Range	18E
Legal Township	26S
Legal Section	35
Legal Subdivision	WISPER RUN
Legal Tract	50
Legal Lot Number	48
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	2
Census Block	2028
Census Tract	31605

Owner

Source: Pasco County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20300 MID CT, LUTZ, FL 33558-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 1993 · Amount on Record
Deed Sale	Aug 27, 1993 · Amount on Record
Deed Book / Page	3190 / 1523
Last Transfer Date	Jun 19, 2008
Transfer Doc	0078910361
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Recording Date	Jul 20, 2026
Property Address	20300 MID CT, LUTZ, FL 33558-5116
Document Number	0000135878
Book / Page	11461 / 829
Instrument Date	Jun 30, 2026
Instrument	2026135878
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20300 MID CT, LUTZ, FL 33558-5116

Mortgage

Document Number	0000135878,
Date	Jul 20, 2026
Book Page	11461/829
Instrument	2026135878

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.48%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	20300 MID CT, LUTZ, FL 33558-5116
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20300 MID CT, LUTZ, FL 33558-5116

Mortgage

Document Number	0106311761
Date	Jun 9, 2022
Book Page	10631/1761
Instrument	2022128745

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,840 (+2.9%)	$627,133 (-1.11%) Land $94,903 Building $532,230
2025	$3,175.00 (+2.58%) Homeowner's exemption	$217,540 (+5.98%) Land $94,903 Building $122,637	$634,153 (+12.77%) Land $94,903 Building $539,250
2024	$3,095.00 (+4.03%)
2023	$2,975.00 (+11.51%) Additional exemption filed	$205,260 (+3%) Land $86,275 Building $118,985	$562,324 (+8.85%) Land $86,275 Building $476,049
2022	$2,668.00 Homeowner's exemption	$199,290 Land $71,978 Building $127,312	$516,606 Land $71,978 Building $444,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 158 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	187 units insured incl. 29 condo units
Nearby Flood Claims	21 (1997–2024)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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