2030 Spruill Rd, Caledonia, MS 39740 Property Records

Lowndes County property record for 2030 Spruill Rd, Caledonia, MS 39740

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,160 sqft · built 2012
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$266,068 (Sep 2026)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`26W000000903`

Property Details

APN / Parcel Number

Primary APN	`26W000000903`
Alternative APNs	`032422` `32422`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,160 sqft Adjusted Area
1st Floor Area	1,682 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2030 SPRUILL RD
City	CALEDONIA
State	MS
Zip	39740-9224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 SE4 2030 SPRUILL RD
Legal Range	18W
Legal Township	16S
Legal Section	25
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1038
Census Tract	102

Owner

2030 Spruill Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Lowndes County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2030 SPESILL AVE, COLUMBUS, MS 39740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage JTS & CO
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage JTS & CO
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TRUSTMARK NATIONAL BANK
Jun 14, 2021	Warranty Deed, Transfer
Dec 27, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Jul 10, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Aug 15, 2017	Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Jun 14, 2021
Deed Document Number	2026
Deed Book / Page	2026 / 7503
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Sep 28, 2026
Property Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224
Document Number	2026023410
Book / Page	2026 / 23410
Instrument Date	Sep 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4722 WOLFE RD, COLUMBUS, MS 39705-9665

Mortgage

Document Number	2026023410,
Date	Sep 28, 2026
Book Page	2026/23410

Lender

Name	JTS & CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 28, 2026
Property Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224
Document Number	2026007503
Book / Page	2026 / 7503
Instrument Date	Sep 25, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026023410,
Date	Sep 28, 2026
Book Page	2026/23410

Lender

Name	JTS & CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00202118516
Date	Jun 14, 2021
Book Page	2021/18516

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 14, 2021
Property Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224
Document Number	0020214831
Book / Page	2021 / 4831
Instrument Date	Jun 11, 2021
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 27, 2019
Property Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224
Document Number	0020199472
Book / Page	002019 / 009472
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 SPRUILL RD CALEDONIA MS 397409224, CALEDONIA, MS 39740-9224

Mortgage

Document Number	20197392
Date	Dec 27, 2019
Book Page	002019/027392

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224
Document Number	0020194333
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2030 SPRUILL RD CALEDONIA MS 397409224, CALEDONIA, MS 39740-9224

Mortgage

Document Number	0020194333
Date	Jul 19, 2019
Book Page	002019/014333

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 18, 2024

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 15, 2017
Property Address	2030 SPRUILL RD, CALEDONIA, MS 39740-9224
Document Number	0020175715
Book / Page	002017 / 005715
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2030 SPRUILL RD CALEDONIA MS 397409224, CALEDONIA, MS 39740-9224

Mortgage

Document Number	20177677
Date	Aug 15, 2017
Book Page	002017/017677

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3366

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2030 Spruill Rd was $1,234 with a homeowner's exemption, up 1.1% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00 (+1.06%) Homeowner's exemption	$15,684	$156,840 Land $11,060 Building $145,780
2024	$1,221.00 (+20.3%)
2023	$1,015.00 Homeowner's exemption	$13,617	$136,170 Land $11,060 Building $125,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2030 Spruill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2030 Spruill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CALEDONIA serves 6,589 people · EPA ID MS0440002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M-Pulse Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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