2030 Sharkey Rd, Morehead, KY 40351 Property Records

Rowan County property record for 2030 Sharkey Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1966
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2026)
Tax Bill	$460 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`016-00 00 004.00`

Property Details

APN / Parcel Number

Primary APN	`016-00 00 004.00`
Alternative APNs	`4918` `4927` `82`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Attached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	82
Street Address	2030 SHARKEY RD
City	MOREHEAD
State	KY
Zip	40351-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT KY 158
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	3
Census Block	3002
Census Tract	950100

Owner

2030 Sharkey Rd is owned and occupied by two individuals who bought it in October 2026.

Source: Rowan County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2030 SHARKEY RD, MOREHEAD, KY 40351-8002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer · FHA Mortgage DFT2 FINANCIAL LLC
Jun 18, 2024	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Deed Document Number	20262051251
Deed Book / Page	301 / 458
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	00D233/490
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 2, 2026
Property Address	2030 SHARKEY RD, MOREHEAD, KY 40351-8002
Document Number	0002051251
Book / Page	301 / 458
Instrument Date	Sep 30, 2026
Instrument	20262051251
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2030 SHARKEY RD, MOREHEAD, KY 40351-8002

Mortgage

Document Number	0002051249,
Date	Oct 2, 2026
Instrument	20262051249

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0002051250,
Date	Oct 2, 2026
Book Page	499/176
Instrument	20262051250

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Max Rate	-1%

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 18, 2024
Property Address	2030 SHARKEY RD, MOREHEAD, KY 40351-8002
Document Number	00D292/126
Book / Page	D292 / 126
Instrument Date	Jun 15, 2024
Instrument	2030502
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2035 SHARKEY RD, MOREHEAD, KY 40351-8002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 SHARKEY RD, MOREHEAD, KY 40351-9798

Tax Assessment & Valuation

The 2025 property tax bill for 2030 Sharkey Rd was $460.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$460.00	$55,000 Land $10,000 Building $45,000	$55,000 Land $10,000 Building $45,000
2023	$656.00	$77,000 Land $10,000 Building $67,000	$77,000 Land $10,000 Building $67,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2030 Sharkey Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2030 Sharkey Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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