2030 28th St, Central City, NE 68826 Property Records

Merrick County property record for 2030 28th St, Central City, NE 68826

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1910
Lot Size	0.686 acres (29,883 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2021)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`0003595.00`

Property Details

APN / Parcel Number

Primary APN	`0003595.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	1,410 sqft
Basement Area	424 sqft
Unfinished Basement	424 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	29,883 sqft (0.686 acres)
Lot Dimensions	140 ft deep x 211 ft wide
Garage Type	Detached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2030 28TH ST
City	CENTRAL CITY
State	NE
Zip	68826-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	BISON LAKEVIEW 21 SUB LOT 8 45-4 CC (29883.33 SQ FT IRR LOT)
Legal Range	06
Legal Township	13
Legal Section	16
Legal Subdivision	BISON LAKEVIEW 21 SUB
Legal Lot Number	8
Jurisdiction	MERRICK NE
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3062
Census Tract	966800

Owner

Source: Merrick County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2030 28TH ST, CENTRAL CITY, NE 68826-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK
Sep 10, 2019	Warranty Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES
May 1, 2019	Warranty Deed, Transfer · Line of Credit FIVE POINTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Sep 10, 2019 · Amount on Record
Deed Document Number	20211575
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERRICK NE
Property Address	2030 28TH ST, CENTRAL CITY, NE 68826-9633
Transaction Type	Mortgage
Record Updated	Dec 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2030 28TH ST, CENTRAL CITY, NE 68826-9633

Mortgage

Document Number	202101970
Date	Nov 17, 2021
Instrument	2021-01970

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	GRAND ISLAND, NE 68802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Sep 13, 2021
Property Address	2030 28TH ST, CENTRAL CITY, NE 68826-9633
Document Number	202101575
Instrument Date	Sep 7, 2021
Instrument	2021-01575
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202101576
Date	Sep 13, 2021
Instrument	2021-01576

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	Sep 10, 2019
Property Address	2030 28TH ST, CENTRAL CITY, NE 68826-9633
Document Number	A47/678
Book / Page	A47 / 678
Instrument Date	Sep 3, 2019
Instrument	2019-01188
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$337.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERRICK NE
Recording Date	May 1, 2019
Property Address	2030 28TH ST, CENTRAL CITY, NE 68826-9633
Document Number	A47/385
Book / Page	A47 / 385
Instrument Date	Apr 26, 2019
Instrument	2019-00565
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900566
Date	May 1, 2019
Instrument	2019-00566

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrick County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Central City
County	Merrick County
Unified School District	Central City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,190 (+12.8%) Land $47,685 Building $150,505	$198,190 (+12.8%) Land $47,685 Building $150,505
2025	$1,984.00 (-21.92%)	$175,700 (-) Land $56,180 Building $119,520	$175,700 (-) Land $56,180 Building $119,520
2023	$2,541.00	$175,700 Land $56,180 Building $119,520	$175,700 Land $56,180 Building $119,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,000 people · EPA ID NE3112102
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	2,000 / 50
Hamilton.net Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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