203 Yellow Oak Ave, Laredo, TX 78045 Property Records

Webb County property record for 203 Yellow Oak Ave, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 1998
Lot Size	0.192 acres (8,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2017)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`980-90001-010`

Property Details

APN / Parcel Number

Primary APN	`980-90001-010`
Alternative APN	`239703`

Interior

Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,600 sqft
Utility Area	84 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,360 sqft (0.192 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	317 sqft

Location & Zoning

Street Address	203 YELLOW OAK AVE
City	LAREDO
State	TX
Zip	78045-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 BLK 1 TERRA HILLS V
Legal Subdivision	TERRA HILLS V
Legal Block	1
Legal Lot Number	1
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2016
Census Tract	1720

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 YELLOW OAK AVE, LAREDO, TX 78045-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK OF COMMERCE
Oct 6, 2017	Vendor's Lien, Subdivision Related Transfer · Line of Credit INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20171309992
Deed Book / Page	4312 / 456
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	04312/0456
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	203 YELLOW OAK AVE, LAREDO, TX 78045-7706
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04312/0476
Date	Oct 6, 2017
Book Page	4312/0476
Instrument	1309994

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	LAREDO, TX 78040

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 6, 2017
Property Address	203 YELLOW OAK AVE, LAREDO, TX 78045-7706
Document Number	04312/0456
Book / Page	4312 / 0456
Map Reference	VOL 31 PG 4&5
Instrument Date	Oct 2, 2017
Instrument	1309992
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 RIVERSIDE DR, LAREDO, TX 78041-2555

Mortgage

Document Number	0001309993
Date	Oct 6, 2017
Instrument	1309993

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,554 (+2.52%) Land $99,233 Building $177,321	$276,554 (+2.52%) Land $99,233 Building $177,321
2025	$1,365.00 (-15.79%) Homeowner's exemption	$269,751 (+9.51%) Land $99,233 Building $170,518	$269,751 (+9.51%) Land $99,233 Building $170,518
2024	$1,621.00 (+10.35%)
2023		$246,321 Land $93,130 Building $153,191	$246,321 Land $93,130 Building $153,191
2022	$1,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (2007–2017)
Claims Outside the SFHA	6 of 7
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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