Carteret County property record for 203 Windjammer S, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,832 sqft · built 1999 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $491,500 (Jul 2020) |
| Tax Bill | $3,461 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5373.15.53.6544000 |
| Primary APN | 5373.15.53.6544000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Heated Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 22 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,507 sqft (0.356 acres) |
| Lot Dimensions | 107 ft deep x 90 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 598 sqft |
| Patio Area | 29 sqft |
| Utility Building | 882 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 64976 |
|---|---|
| Street Address | 203 WINDJAMMER S |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-7182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L138 S1 PT4 LANDS END |
| Legal Subdivision | LANDS END |
| Legal Block | 53 |
| Legal Lot Number | 138,4 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970904 |
203 Windjammer S is owned and occupied by two individuals who bought it in July 2020.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 WINDJAMMER S, EMERALD ISLE, NC 28594-7182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Sep 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2020 · Amount on File |
| Deed Sale | Jul 31, 2020 · Amount on File |
| Prior Sale | Sep 21, 2017 · Amount on File |
| Deed Document Number | 20201681155 |
| Deed Book / Page | 1681 / 155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 203 WINDJAMMER S, EMERALD ISLE, NC 28594-7182 |
| Document Number | 0016810173 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 203 WINDJAMMER S EMERALD ISLE NC 285947182, EMERALD ISLE, NC 28594-7182 |
| Document Number | 0016810173 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 001681/000173 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Sep 21, 2017 |
| Property Address | 203 WINDJAMMER S, EMERALD ISLE, NC 28594-7182 |
| Document Number | 0015880009 |
| Book / Page | 1588 / 009 |
| Map Reference | MB24 PG138 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 1588009 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,123.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5208 E PHILLIPI FREDRICKSON, 5208, FREDERICKSBURG, VA 22407 |
| Name | Verified Name |
|---|---|
| Address | 703 WIND JAMMER S, EMERALD ISLE, NC 28594 |
| Document Number | 1588010 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 1588010 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 203 Windjammer S was $3,461.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $917,589 (-) Land $365,359 Building $552,230 | $917,589 (-) Land $365,359 Building $552,230 | |
| 2025 | $3,461.00 | $917,589 Land $365,359 Building $552,230 | $917,589 Land $365,359 Building $552,230 |
| 2023 | $602,289 Land $238,419 Building $363,870 | $602,289 Land $238,419 Building $363,870 | |
| 2022 | $3,201.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 203 Windjammer S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 203 Windjammer S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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