203 Williams Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 203 Williams Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,125 sqft · built 1985
Lot Size	0.579 acres (25,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,500 (Aug 2026)
Tax Bill	$1,190 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71618`

Property Details

APN / Parcel Number

Primary APN	`71618`
Alternative APNs	`1349058` `1010161`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,125 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	25,221 sqft (0.579 acres)
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	120 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1349058
Street Address	203 WILLIAMS RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-8978
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	.579 AC WILLIAMS RD
Legal Subdivision	WILLIAMSBURG ACRES
Legal Block	1
Legal Lot Number	33
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	950601

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3246 DEERWOOD DR, GASTONIA, NC 28054-1929
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Feb 18, 2026	Warranty Deed, Transfer OS NATIONAL LLC
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Sep 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	2026200132502
Deed Book / Page	1982 / 735
Prior Transfer Date	Sep 11, 2021
Prior Transfer Doc	0018511440
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 18, 2026
Property Address	203 WILLIAMS RD, KINGS MOUNTAIN, NC 28086-8978
Document Number	0200132502
Book / Page	1982 / 735
Instrument Date	Aug 13, 2026
Instrument	2026200132502
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,187.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 DEERWOOD DR, GASTONIA, NC 28054-1929

Mortgage

Document Number	0200132503,
Date	Aug 18, 2026
Instrument	2026200132503

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 18, 2026
Property Address	203 WILLIAMS RD, KINGS MOUNTAIN, NC 28086-8978
Document Number	0019671219
Book / Page	1967 / 1219
Instrument Date	Feb 10, 2026
Instrument	200124740
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 BELMAR RD, KINGS MOUNTAIN, NC 28086-9407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
Investor	Possibly a Property Investor

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 8, 2022
Property Address	203 WILLIAMS RD, KINGS MOUNTAIN, NC 28086-8978
Document Number	0018792238
Book / Page	1879 / 2238
Instrument Date	Aug 8, 2022
Instrument	200076814
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 TRADEWINDS LN, 319, YORK, SC 29745-7671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WILLIAMS RD, KINGS MOUNTAIN, NC 28086-8978

Mortgage

Document Number	0018792241
Date	Aug 8, 2022
Instrument	1879/2241

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	10.4%
Index	5-Year CMT
Max Rate	10.4%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Sep 13, 2021
Property Address	203 WILLIAMS RD, KINGS MOUNTAIN, NC 28086-8978
Document Number	0018511440
Book / Page	1851 / 1440
Instrument Date	Sep 11, 2021
Instrument	200061073
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 WILLIAMS RD, 203, KINGS MOUNTAIN, NC 28086-8978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 TRADEWINDS LN, YORK, SC 29745-7671

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,190.00 (+3.84%)	$180,524 (-) Land $20,560 Building $159,964	$180,524 (-) Land $20,560 Building $159,964
2025	$1,146.00	$180,524 (+74.27%) Land $20,560 Building $159,964	$180,524 (+74.27%) Land $20,560 Building $159,964
2023		$103,588 Land $15,517 Building $88,071	$103,588 Land $15,517 Building $88,071

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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