203 Western Ave, Covington, KY 41011 Property Records

Kenton County property record for 203 Western Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1869
Lot Size	0.135 acres (5,875 sqft)
Owner	Individual Name on Record
Last Sale	$1,048 (Jul 2022)
Tax Bill	$596 (2025)
Deeds & Mortgages	Mar 2017 Sale Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`040-30-01-173.00`

Property Details

APN / Parcel Number

Primary APN	`040-30-01-173.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Finished Area

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Lot Area	5,875 sqft (0.135 acres)
Lot Dimensions	235 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	203 WESTERN AVE
City	COVINGTON
State	KY
Zip	41011-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOW I L FARM BLK B PT LOT 3 16' S 2ND 25'X 235'
Legal Subdivision	LUDLOW I L SUBD
Legal Phase	B
Legal Block	B
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 WESTERN AVE, COVINGTON, KY 41011-1038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Grant Deed, Transfer ATTORNEY ONLY
Feb 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Mar 1, 2017 · Amount on Record
Deed Document Number	2022385
Deed Book / Page	179 / 599
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	0000000385
Record Updated	Oct 29, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 1, 2017
Property Address	203 WESTERN AVE, COVINGTON, KY 41011-1038
Document Number	0000000124
Book / Page	0C6106 / 000008
Instrument Date	Feb 16, 2017
Instrument	124
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$17.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WESTERN AVE COVINGTON KY 410111038, COVINGTON, KY 41011-1038

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 10, 2017
Property Address	203 WESTERN AVE, COVINGTON, KY 41011-1038
Document Number	0000000203
Book / Page	0C6095 / 000105
Instrument Date	Dec 30, 2016
Instrument	203
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,600 (+188%) Land $10,000 Building $119,600	$129,600 (+188%) Land $10,000 Building $119,600
2025	$596.00 (-0.5%)	$45,000 (-) Land $10,000 Building $35,000	$45,000 (-) Land $10,000 Building $35,000
2023	$599.00	$45,000 Land $10,000 Building $35,000	$45,000 Land $10,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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