203 Webb St, Albemarle, NC 28001 Property Records

Stanly County property record for 203 Webb St, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,493 sqft · built 1910
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$147,000 (Feb 2026)
Tax Bill$1,170 (2026)
Deeds & MortgagesSep 2023 Line of Credit
Feb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN654801385223

Property Details

APN / Parcel Number

Primary APN654801385223
Alternative APNs
  • 1554272
  • 21910
  • 26972

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,493 sqft Finished Area
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions86 ft deep x 105 ft wide
PorchPorch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number1554272
Street Address203 WEBB ST
CityALBEMARLE
StateNC
Zip28001-3433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionHSE 203 WEBB ST LOT 53 654806046
Legal SubdivisionWISCASSETT MILLS CO VILLAGE
Legal Lot Number53
JurisdictionSTANLY NC
Township / Civil DivisionNORTH ALBEMARLE
Census Block Group3
Census Block3026
Census Tract931204

Owner

Source: Stanly County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address203 WEBB ST, ALBEMARLE, NC 28001-3433
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
Feb 27, 2026Warranty Deed, Transfer · Conventional Mortgage
UWHARRIE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Deed Document Number2026485513
Deed Book / Page1910 / 1242
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANLY NC
Property Address203 WEBB ST, ALBEMARLE, NC 28001-3433
Transaction TypeMortgage
Record UpdatedMay 1, 2026
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000461918
DateSep 25, 2023
Book Page1833/480
Instrument461918
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 27, 2026
Property Address203 WEBB ST, ALBEMARLE, NC 28001-3433
Document Number0000485513
Book / Page1910 / 1242
Map ReferenceMB 6 PG 61-A
Instrument DateFeb 27, 2026
Instrument485513
Transaction TypeTransfer
Record UpdatedMay 1, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8279 TWIN HARBOR DR, MOUNT GILEAD, NC 27306-9511

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 WEBB ST, ALBEMARLE, NC 28001-3433

Mortgage

Document Number0000485514
DateFeb 27, 2026
Instrument485514
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Mortgage

Document Number0000485519
DateFeb 27, 2026
Book Page1910/1270
Instrument485519
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27609
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,170.00$104,469 (-) Land $15,970 Building $88,499$104,469 (-) Land $15,970 Building $88,499
2025$1,170.00 (+72.31%)$104,469 (+50.19%) Land $15,970 Building $88,499$104,469 (+50.19%) Land $15,970 Building $88,499
2023$679.00$69,557 (-) Land $8,845 Building $60,712$69,557 (-) Land $8,845 Building $60,712
2022$679.00$69,557 Land $8,845 Building $60,712$69,557 Land $8,845 Building $60,712

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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