203 Watson Dr, Henderson, NC 27536 Property Records

Vance County property record for 203 Watson Dr, Henderson, NC 27536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1987
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Tax Bill	$2,928 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0054 01056`

Property Details

APN / Parcel Number

Primary APN	`0054 01056`
Alternative APN	`1033252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,768 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Roof Type	Gable
Lot Area	22,651 sqft (0.52 acres)
Lot Width	100 ft Width
Garage Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1033252
Street Address	203 WATSON DR
City	HENDERSON
State	NC
Zip	27536-4878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR8
Legal Description	203 WATSON DR
Legal Block	01
Jurisdiction	VANCE NC
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3024
Census Tract	960400

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 WATSON DR, HENDERSON, NC 27536-4878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Dec 22, 2021
Property Address	203 WATSON DR, HENDERSON, NC 27536-4878
Document Number	01408/1168
Book / Page	1408 / 1168
Map Reference	MB U PG 580
Instrument Date	Dec 22, 2021
Instrument	5734
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7701 10TH PL NE, 7701, LAKE STEVENS, WA 98258-3205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WATSON DR, HENDERSON, NC 27536-4878

Mortgage

Document Number	0000005735
Date	Dec 22, 2021
Instrument	5735

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Jan 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Municipality	Henderson City
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,928.00 (-4.75%)	$214,869 (-) Land $12,220 Building $202,649	$214,869 (-) Land $12,220 Building $202,649
2025	$3,074.00 (+59.36%)	$214,869 (+94.76%) Land $12,220 Building $202,649	$214,869 (+94.76%) Land $12,220 Building $202,649
2023	$1,929.00	$110,324 Land $16,950 Building $93,374	$110,324 Land $16,950 Building $93,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20